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324 Rivermist Dr, Buffalo, NY, 14202

3beds
4baths
2,613sqft
$839,000
$321price/sqft
$6,350/moest. monthly cost
$254,000/yrincome needed

About This Home

Set along the water in Buffalo’s Rivermist community, 324 Rivermist Drive offers an exceptional blend of comfort, design, and scenic beauty. This 3 bedroom, 3 full and 1 half bath home is thoughtfully designed to capture natural light and sweeping waterfront views. The main living area is defined by an elegant living room, updated kitchen, and soaring ceilings in the living room with a fireplace and expansive windows that create a bright, open atmosphere. The space flows effortlessly to a generous waterfront patio—an ideal setting for entertaining or quiet moments overlooking the water. A rare fenced side patio provides additional outdoor space and privacy. Upstairs, the primary suite offers a serene retreat, complete with a spa-inspired bath featuring a large freestanding soaking tub. Two additional bedrooms provide flexibility for guests or office space, while second-floor laundry adds everyday convenience. Positioned just minutes from downtown Buffalo, the Erie Basin Marina, and waterfront destinations, this residence combines refined living with an unbeatable setting on the water.

Getting Around

28
WalkingCar-Dependent
58
TransitGood Transit
68
BikeBikeable

Schools

3/10
Waterfront SchoolGrades PK-80.3 mi
2/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1982

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Disposal,Gas Water Heater,Indoor Grill,Microwave,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Breakfast Area,Separate/Formal Dining Room,Eat-in Kitchen
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,613
  • Total interior livable area: 2,613 sqft

Property

Details

  • Parcel number: 1402001106700001003000
  • Special condition: Standard

Features

  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Erie
  • Frontage length: 27

Lot

  • Lot size: 1,431 sqft
  • Features: Cul-De-Sac,Rectangular,Rectangular Lot
  • Lot size dimensions: 27 x 53

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Open
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,242$50,904
Home Insurance *$475$5,700
Property Taxes $1,202$14,424
Electricity $431$5,181
Total$6,350$76,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,714/yr
40% on housing$190,500/yr
45% on housing$169,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 14202$278
Erie County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 14202$267
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$895,000
2006-10-04Sold$525,000

For Sale by Agent

AgentCharles Bo Gurney
BrokerageGurney Becker & Bourne

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