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345 Virginia St, Buffalo, NY, 14201

2beds
3baths
1,884sqft
$529,900
$281price/sqft
$3,981/moest. monthly cost
$159,240/yrincome needed

About This Home

City living at its finest. Exquisite, two story, 2 bedroom, 2.5 bath home with architectural charm and countless upgrades. Bright foyer as you enter the home with the original staircase. Soaring ten foot ceilings and bamboo hardwood floors throughout. Living Room with gas fireplace and marble surround. Custom kitchen cabinets with island, granite countertops, stainless steel appliances; all open to the dining area and family room with gas fireplace. Loft area on second floor, 2 spacious bedrooms and 2 beautiful baths. Newer washer and dryer in 2nd floor bathroom closet. Updates include, Furnace and AC-2022, Gutters, Soffits, Downspouts, Gutter Guards, Deck and railing and all new light fixtures-2023. Relax in the fully fenced private yard with a deck, stamped concrete patio and professionally landscaped throughout. Minutes away from dining and downtown amenities. Don't miss this gem, as old meets new! A true decorators delight!

Getting Around

94
WalkingWalker's Paradise
62
TransitGood Transit
92
BikeBiker's Paradise

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Architectural,Shingle
  • Construction materials: Blown-In Insulation,Brick,Composite Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dryer,Dishwasher,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Tankless Water Heater,Washer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Second
  • Dimensions: 11.60 x 15.30

Bedroom2

  • Level: Second
  • Dimensions: 13.00 x 15.60

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 14.60 x 9.00

Family Room

  • Level: First
  • Dimensions: 14.00 x 15.60

Features

  • Breakfast Bar,Entrance Foyer,Separate/Formal Living Room,Kitchen Island,Natural Woodwork,Window Treatments,Loft,Programmable Thermostat
  • Window features: Drapes
  • Flooring: Ceramic Tile,Hardwood,Marble,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes

Foyer

  • Level: First
  • Dimensions: 15.00 x 11.00

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,884
  • Total interior livable area: 1,884 sqft

Kitchen

  • Level: First
  • Dimensions: 15.00 x 11.00

Living Room

  • Level: First
  • Dimensions: 15.00 x 11.00

Loft

  • Level: Second
  • Dimensions: 11.00 x 11.60

Property

Details

  • Parcel number: 1402001112100005034000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck,Fully Fenced,Private Yard,Stamped Concrete Driveway,See Remarks
  • Fencing: Full

Lot

  • Lot size: 3,484 sqft
  • Features: Irregular Lot,Near Public Transit,Residential Lot
  • Lot size dimensions: 32 x 96

Parking

  • Parking features: No Garage,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$232$2,784
Property Taxes $759$9,108
Electricity $311$3,736
Total$3,981$47,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,491/yr
40% on housing$119,430/yr
45% on housing$106,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 14201$160
Erie County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 14201$183
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$529,900
2026-07-15Listing removed$549,900
2026-05-29Listed for sale$549,900
2025-08-14Listing removed--
2025-08-11Listed for sale$598,900
2019-10-21Sold$405,000
2019-08-21Pending sale$415,000
2019-08-08Listed for sale$415,000
2017-09-06Sold$384,000
2017-07-14Listed for sale$350,000
2015-09-04Sold$345,000
2015-05-24Price change$355,000
2015-05-11Price change$375,000
2015-03-30Price change$400,000
2015-03-24Price change$430,000
2015-03-17Listed for sale$450,000
2009-04-13Sold$56,500
2009-01-12Sold$59,900
2008-11-17Listed for sale$59,900
2002-04-17Sold$4,500
2001-12-05Sold$500
1996-09-27Sold$72,000

For Sale by Agent

AgentBari L Spokane
BrokerageHUNT Real Estate ERA

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