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104 Arboretum Ln, Fredericksburg, VA, 22405

3beds
4baths
2,504sqft
$549,999
$220price/sqft
$3,596/moest. monthly cost
$143,840/yrincome needed

About This Home

Officially 3127 square feet of potential! 104 Arboretum Lane | Leeland Station | Fredericksburg, VA 22405 There is one question every Northern Virginia buyer asks before anything else: How bad is the commute? At 104 Arboretum Lane, that question has a genuinely good answer. The Leeland Road VRE Station is minutes from your front door. Board the Fredericksburg Line and reach Alexandria, Crystal City, and Union Station in Washington without touching Interstate 95. Free parking at the station. No toll lanes, no traffic alerts, no white-knuckle merges. Just a train, a seat, and an easier morning than most people in this market ever find. The commute convenience comes packaged inside one of Stafford County's most established planned communities. Leeland Station offers a community pool, clubhouse, fitness center, walking trails, tennis, basketball courts and playgrounds. The amenities are used, the neighbors are engaged, and the streets are well-maintained. Stafford County means manageable taxes and generous square footage at a price point that disappears the moment you move twenty miles north. You remain firmly within the D.C. metro commute shed, with easy access to I-95 and Route 1, while Richmond sits under an hour south. Downtown Fredericksburg delivers restaurants, riverfront dining, and year-round events. Wegmans, Costco, and Target are a short drive away. This is the address buyers describe when they say they want it all. Here it actually exists.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
Conway Elementary SchoolGrades K-50.4 mi
4/10
Stafford Sr. High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 182

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Dining Area,Floor Plan - Traditional,Formal/Separate Dining Room,Primary Bath(s),Store/Office,Upgraded Countertops,Walk-In Closet(s),Other
  • Finished area below ground: 0
  • Finished area above ground: 2,504

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,686
  • Total interior livable area: 2,504 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 46M 6D 727
  • Zoning: PD1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 6,943 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$157$1,884
Property Taxes $417$5,004
Electricity $241$2,894
Total$3,596$43,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,291/yr
40% on housing$107,880/yr
45% on housing$95,893/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 22405$242
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22405$204
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$549,999
2026-06-06Listed for sale$560,000
2019-12-04Sold$414,810

For Sale by Agent

AgentChasity Richardson
BrokerageCentury 21 Redwood Realty

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