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114 Lombard St, Buffalo, NY, 14212

7beds
3baths
1,809sqft
$229,500
$127price/sqft
$1,899/moest. monthly cost
$75,960/yrincome needed

About This Home

7/22/26:New Price!!! Everything has been done! Move right in or great turn-key investment! This spacious 7 bed, 3 bath duplex at 114 Lombard St, Buffalo features front & rear units. Completely renovated with high quality materials, this property offers good cash flow and hassle-free ownership in the Buffalo market. Ideal for owner occupied also! Each unit includes laundry area. Everything has been done in this beautiful home including new furnaces, new hot water tanks, updated electric and lighting. New windows, doors and siding. Complete tear off roof completed within past month. Huge, rare lot size includes 3 parcels which have been combined on one survey. 16 x 30 cement pad with footer for a garage, if owner desires to build one. Rear unit is vacant for easy showings, but front unit is tenant occupied and appt has to be verified with owner and tenant. Market rents in the area range between $900 to $1300 for similar units. Don't miss this opportunity to own a beautiful property which has had everything done for you! Front covered porch. No escalation clauses per seller's request.

Getting Around

81
WalkingVery Walkable
45
TransitSome Transit
63
BikeBikeable

Schools

2/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,809
  • Total interior livable area: 1,809 sqft

Property

Details

  • Parcel number: 1402001115200005009100
  • Zoning description: Residential Multi Use
  • Special condition: Standard

Features

  • Exterior features: Fence
  • Fencing: Partial

Lot

  • Lot size: 9,901 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 90 x 110

Parking

  • Parking features: Concrete,On Street,Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,160$13,920
Home Insurance *$113$1,356
Property Taxes $328$3,936
Electricity $298$3,587
Total$1,899$22,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,108/yr
40% on housing$56,970/yr
45% on housing$50,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 14212$92
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14212$148
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Price change$229,500
2026-06-26Price change$245,900
2026-06-01Listed for sale$259,900

For Sale by Agent

AgentRuth Ann Gardner
BrokerageWNY Metro Roberts Realty

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