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418 Ideal St, Buffalo, NY, 14206

5beds
2baths
1,281sqft
$125,000
$98price/sqft
$1,119/moest. monthly cost
$44,760/yrincome needed

About This Home

Welcome home to this affordable Cape Cod offering plenty of space and endless potential to make it your own! Step inside to a welcoming entry that opens into the spacious living room and dining area, creating a comfortable layout for everyday living. The good-sized kitchen offers ample cabinet space, an eating area, and appliances are included. The first floor features three bedrooms and a recently renovated full bathroom. Upstairs, you'll find a partially finished attic with two additional bedrooms and a full bathroom, offering an excellent opportunity to finish the space and build additional equity. The partial basement provides a dedicated laundry area along with additional storage space. Outside, enjoy a large driveway, a fully fenced backyard, a spacious deck, and two storage sheds (one added in 2020), with plenty of room for entertaining, pets, or gardening. Additional features include a whole-house generator for added peace of mind. Major updates include a new roof and gutters (2022). Whether you're a first-time home buyer, investor, or someone looking to personalize a home, this property offers incredible potential to add your own style and build equity over time. Property is being sold as-is. Seller reserves the right to set an offer deadline if needed but will review offers as they are received. Don't miss this opportunity!

Getting Around

49
WalkingCar-Dependent
36
TransitSome Transit
55
BikeBikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Living/Dining Room,Bedroom on Main Level,Main Level Primary
  • Flooring: Carpet,Resilient,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,281
  • Total interior livable area: 1,281 sqft

Property

Details

  • Parcel number: 1402001122600006010000
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Concrete Driveway,Deck,Fully Fenced
  • Fencing: Full

Lot

  • Lot size: 3,449 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 30 x 115

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$62$744
Property Taxes $179$2,148
Electricity $246$2,954
Total$1,119$13,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,365/yr
40% on housing$33,570/yr
45% on housing$29,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 14206$92
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14206$136
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$125,000
2026-07-08Listed for sale$130,000
2023-05-05Sold$116,000
2023-03-21Pending sale$94,900
2023-03-15Contingent$94,900
2023-03-05Price change$94,900
2023-02-23Listed for sale$99,900
1997-05-01Sold$31,600

For Sale by Agent

AgentNatali Barham
BrokerageCentury 21 North East

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