See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

57 N Central Ave, Buffalo, NY, 14212

5beds
1baths
1,641sqft
$124,900
$76price/sqft
$1,142/moest. monthly cost
$45,680/yrincome needed

About This Home

Welcome to 57 North Central Ave! Located in Buffalo’s Lovejoy neighborhood, this spacious 1,641 sq. ft. home offers 5 bedrooms and a flexible layout with plenty of room to grow. First floor features living room, formal dining room, large kitchen, bathroom, convenient first-floor laundry area with pantry space and sizable rear bonus room ideal for additional living space, home office or storage. Two bedrooms on the first floor and three additional bedrooms upstairs with unfinished attic providing excellent storage or potential for additional finished space. This home also features newer metal roofs on both the house and garage, updated electrical and newer stainless steel appliances included in the sale. Vinyl siding for entire house in the garage also included in sale. Conveniently located close to shopping, restaurants and downtown Buffalo. Great opportunity for owner-occupants or investors alike.

Getting Around

42
WalkingCar-Dependent
38
TransitSome Transit
59
BikeBikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Other,Poured,See Remarks
  • Roof: Metal
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Other,Pantry,See Remarks,Storage,Bedroom on Main Level
  • Flooring: Carpet,Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Baseboard,Radiant

Interior Area

  • Total structure area: 1,641
  • Total interior livable area: 1,641 sqft

Property

Details

  • Parcel number: 1402001123200006029000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway,Concrete Driveway,Fence
  • Fencing: Partial

Lot

  • Lot size: 3,049 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 30 x 103

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$61$732
Property Taxes $179$2,148
Electricity $271$3,254
Total$1,142$13,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,154/yr
40% on housing$34,260/yr
45% on housing$30,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 14212$95
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14212$148
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$124,900
2026-05-22Listed for sale$129,900
2024-08-12Listing removed$125,000
2024-08-07Listed for sale$125,000
2023-02-12Listing removed--
2022-11-11Listed for sale$59,000
2022-11-11Listing removed--
2022-09-18Price change$59,000
2022-08-09Price change$69,000
2022-06-10Listed for sale$79,000
2020-09-25Sold$15,000

For Sale by Agent

AgentCassandra Whitney
BrokerageMJ Peterson Real Estate Inc.

Similar Homes