340 Gold St, Buffalo, NY, 14206
About This Home
Great investment property or owner occupy in the desirable Lovejoy area in Buffalo! This home features 5 spacious bedrooms with 1 full bath, living room, family room, formal dining room, kitchen and first floor laundry. All rooms are very generous room sizes. The full basement with newer furnace and hot water tank, and attic provide plenty of space for storage. The exterior features a covered porch and shed. Don’t miss out on this great opportunity to make this yours!
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1920
Materials
- Foundation: Block,Stone
- Construction materials: Composite Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 1
- Full bathrooms: 1
Features
- Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room
- Flooring: Hardwood,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,534
- Total interior livable area: 1,534 sqft
Property
Details
- Parcel number: 1402001123400004012000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
- Exterior features: Concrete Driveway
Lot
- Lot size: 4,020 sqft
- Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 30 x 134
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Erie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $909 | $10,908 |
| Home Insurance * | $90 | $1,080 |
| Property Taxes | $257 | $3,084 |
| Electricity | $253 | $3,042 |
| Total | $1,509 | $18,108 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Listed for sale | $179,900 |
| 2026-02-01 | Listing removed | $169,000 |
| 2025-07-16 | Listed for sale | $169,000 |
| 2025-07-14 | Listing removed | $169,000 |
| 2025-02-16 | Price change | $169,000 |
| 2025-01-13 | Listed for sale | $170,000 |
| 2024-11-08 | Listing removed | $170,000 |
| 2024-10-07 | Price change | $175,000 |
| 2024-09-17 | Price change | $178,000 |
| 2024-08-05 | Listed for sale | $179,000 |
| 2005-12-27 | Sold | $10,000 |
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