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1115 E Lovejoy St, Buffalo, NY, 14206

5beds
2baths
2,182sqft
$229,900
$105price/sqft
$1,966/moest. monthly cost
$78,640/yrincome needed

About This Home

This single-family home features five bedrooms and two full bathrooms.The spacious living room offers the potential for a home business, highlighted by a wide Broadway window. Since the current owner took possession, there have been numerous updates, including a new roof, an updated electric panel, and a new furnace on the second floor. Additionally, there is a gas space heater installed for emergency heating, and the entire house has been insulated with foam insulation injected from the outside. All information provided is deemed reliable but not guaranteed.

Getting Around

68
WalkingSomewhat Walkable
36
TransitSome Transit
59
BikeBikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1895

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Living/Dining Room,Storage,Bedroom on Main Level
  • Flooring: Carpet,Ceramic Tile,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,182
  • Total interior livable area: 2,182 sqft

Property

Details

  • Parcel number: 1402001125000003004000
  • Special condition: Standard

Features

  • Exterior features: Concrete Driveway

Lot

  • Lot size: 4,386 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 33 x 131

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$115$1,380
Property Taxes $329$3,948
Electricity $360$4,327
Total$1,966$23,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,405/yr
40% on housing$58,980/yr
45% on housing$52,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 14206$92
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14206$136
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$229,900
2021-12-22Sold$100,000
2021-04-01Sold$85,000
2013-01-22Sold$54,600
2011-06-30Sold$20,000

For Sale by Agent

AgentMohammad H Rahman
BrokerageKeller Williams Realty WNY

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