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66 Dempster St, Buffalo, NY, 14206

5beds
1baths
1,202sqft
$129,900
$108price/sqft
$1,153/moest. monthly cost
$46,120/yrincome needed

About This Home

Welcome to 66 Dempster St. in the City of Buffalo! This well-maintained 5-bedroom, 1-bath home offers an excellent opportunity for both owner-occupants and investors. Featuring durable vinyl siding and a partial basement, this property delivers low-maintenance living with solid mechanics throughout. Whether you're looking for immediate income as an investor or the flexibility to transition into your own home, this property is ideal. Conveniently located near public transportation, major bus lines, shopping, and other neighborhood amenities, this home puts everything within easy reach. A great addition to any portfolio or a smart choice for a first-time buyer—don’t miss your chance to own this affordable Buffalo property! The seller will provide the existing survey with an affidavit of no change and a 40-year search on the note. Directions:

Getting Around

61
WalkingSomewhat Walkable
35
TransitSome Transit
60
BikeBikeable

Schools

4/10
2/10
South Park High SchoolGrades 9-122.4 mi
6/10
Ps 69 Houghton AcademyGrades PK-81.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator,See Remarks
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Separate/Formal Living Room,Living/Dining Room,Other,See Remarks,Bedroom on Main Level
  • Flooring: Other,See Remarks

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,202
  • Total interior livable area: 1,202 sqft

Property

Details

  • Parcel number: 1402001125700001045000
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 3,750 sqft
  • Features: Other,Near Public Transit,Rectangular,Rectangular Lot,Residential Lot,See Remarks
  • Lot size dimensions: 30 x 125

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$65$780
Property Taxes $186$2,232
Electricity $246$2,954
Total$1,153$13,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,531/yr
40% on housing$34,590/yr
45% on housing$30,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 14206$92
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14206$136
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Price change$129,900
2026-06-06Price change$128,900
2026-05-26Listed for sale$133,900
2026-05-01Pending sale$133,900
2026-04-16Price change$133,900
2026-03-17Listed for sale$134,400
2026-03-16Contingent$134,400
2026-02-21Price change$134,400
2025-12-09Listed for sale$134,900
2007-03-21Sold$17,300
2006-07-20Sold$49,772
2000-07-05Sold$40,300
1999-03-30Sold$15,000

For Sale by Agent

AgentEmmanuel Williams
BrokerageWNY Metro Roberts Realty

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