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88 Lewis St, Buffalo, NY, 14206

4beds
2baths
1,100sqft
$130,000
$118price/sqft
$1,154/moest. monthly cost
$46,160/yrincome needed

About This Home

Welcome to 88 Lewis Street! This updated Cape Cod offers 4 bedrooms, 1.5 baths, and a functional layout with two bedrooms and a full bath on the first floor, plus two additional bedrooms and a half bath upstairs. The spacious eat-in kitchen provides plenty of room for cooking and gathering, while first-floor laundry hookups add everyday convenience. Recent improvements include new flooring throughout, fresh paint, updated electrical and plumbing systems, new windows, a newer furnace (approximately 2 years old), and a brand-new hot water tank (2026). Step outside to enjoy the large rear deck, perfect for entertaining or relaxing, and take advantage of Franczyk Park directly across the street! Loaded with updates, this home offers comfort, value, and convenience all in one package!

Getting Around

40
WalkingCar-Dependent
40
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

2/10
2/10
South Park High SchoolGrades 9-121.9 mi
3/10
Bilingual CenterGrades PK-81.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Exhaust Fan,Gas Water Heater,Range Hood
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Bedroom on Main Level
  • Flooring: Luxury Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 1402001126900002005000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Porch

Lot

  • Lot size: 3,049 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 31 x 106

Parking

  • Parking features: No Garage,No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$65$780
Property Taxes $186$2,232
Electricity $246$2,954
Total$1,154$13,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,565/yr
40% on housing$34,620/yr
45% on housing$30,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 14206$92
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14206$136
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$130,000
2026-06-09Listed for sale$145,000
2026-02-18Listing removed$139,777
2026-01-21Price change$139,777
2025-11-03Listed for sale$149,777
2020-09-24Sold$25,000
2020-08-24Pending sale$29,899
2020-08-11Price change$29,899
2020-07-28Price change$29,900
2020-07-23Listed for sale$34,900
2020-02-05Sold$14,581
2019-07-16Listing removed$18,959
2019-07-15Price change$18,959
2019-07-13Price change$19,001
2019-07-11Price change$18,958
2019-07-09Price change$19,200
2019-07-06Price change$19,645
2019-07-04Price change$19,801
2019-06-29Price change$19,968
2019-06-26Price change$21,314
2019-06-23Price change$21,299
2019-06-21Listed for sale--

For Sale by Agent

AgentJack Winterhalter
BrokerageHoward Hanna WNY Inc.

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