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528 Fulton St, Buffalo, NY, 14210

3beds
1baths
1,050sqft
$89,900
$86price/sqft
$883/moest. monthly cost
$35,320/yrincome needed

About This Home

Affordable living in the heart of Buffalo’s First Ward! Welcome to 528 Fulton Street—this 3-bedroom, 1-bath home offers a spacious living area, formal dining room, and an eat-in kitchen with plenty of potential. Recent mechanical updates include a hot water tank (2025) and furnace (2024), adding peace of mind for the next owner. Exterior features include low-maintenance vinyl siding, and a generous driveway with a storage shed for added convenience. Great for owner occupant or investment. Showings begin immediately

Getting Around

53
WalkingSomewhat Walkable
43
TransitSome Transit
64
BikeBikeable

Schools

2/10
Bilingual CenterGrades PK-80.2 mi
3/10
South Park High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1915

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Living/Dining Room,Bedroom on Main Level
  • Flooring: Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Property

Details

  • Parcel number: 1402001223400003022000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Porch
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 2,090 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 41 x 51

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$55$660
Property Taxes $128$1,536
Electricity $246$2,954
Total$883$10,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,274/yr
40% on housing$26,490/yr
45% on housing$23,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 14210$90
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14210$128
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$100,000
2025-05-31Listing removed$1,200
2025-05-17Listed for rent$1,200
2023-03-01Listing removed--
2022-12-02Price change$90,000
2022-12-01Listed for sale$85,000
2022-01-18Sold$40,000
2013-01-31Sold$5,000

For Sale by Agent

AgentJoseph D Sciandra
BrokerageAvant Realty LLC

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