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4785 Chestnut Ridge Rd APT 6, Amherst, NY, 14228

2beds
2baths
1,004sqft
$209,000
$208price/sqft
$1,658/moest. monthly cost
$66,320/yrincome needed

About This Home

If you're looking for perfection at an also perfect price, look no more and enter the door of 4785 Chestnut Ridge, Unit 6! Owned for just under 2 years while the Seller has been building another home, no update has been overlooked! The popcorn ceilings came down and the entire unit was transformed! New flooring and paint throughout, custom Hunter Douglas window shades, both bathrooms fully remodeled and the kitchen brought to today's standards with new counter tops and stainless steel appliances. Small closets were adapted to be convenient pantries, and the second bedroom became a comfortable den & workspace. On the second floor, this unit features a balcony patio and overlooks the lovely grounds of the complex. Also a plus, is the full, private basement not found in many condos, for all of your personal laundry & storage needs. There's ample parking for owners and guests and the central location makes commuting easy! Pets are welcome in accordance with HOA guidelines. Showings start July 30th with offer review scheduled for August 10th at Noon.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
3/10
Sweet Home Middle SchoolGrades 6-80.8 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1987

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Apartment

Interior

Appliances

  • Appliances included: Appliances Negotiable,Dishwasher,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Cathedral Ceiling(s),Entrance Foyer,Living/Dining Room,Other,See Remarks,Skylights
  • Window features: Skylight(s)
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,004
  • Total interior livable area: 1,004 sqft

Property

Details

  • Parcel number: 14228905434000010060008506
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Balcony
  • Exterior features: Balcony

Lot

  • Lot size: 871.20 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 22 x 46

Parking

  • Parking features: No Garage,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$57$684
Property Taxes $299$3,588
Electricity $246$2,954
Total$1,658$19,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,845/yr
40% on housing$49,740/yr
45% on housing$44,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 14228$192
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14228$225
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$209,000
2026-07-30Listed for sale$209,000
2025-01-17Sold$138,000
2024-12-02Pending sale$154,900
2024-11-08Listed for sale$154,900
2001-10-30Sold$68,500

For Sale by Agent

AgentAdele L Cloutier
BrokerageDanahy Real Estate

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