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4765 N Bailey Ave, Buffalo, NY, 14226

3beds
2baths
1,386sqft
$249,900
$180price/sqft
$1,966/moest. monthly cost
$78,640/yrincome needed

About This Home

Discover the multiple possibilities that this versatile home offers! Ideal for owner-occupants or investors; the layout provides opportunity for multi-generational living, a private in-law suite, or the potential to rent the upper or lower level for additional income. In addition to the opportunity with the existing layout, there is a bonus room on the second floor, and the basement also offers a future investment opportunity.  With limited work, it would allow for additional living/rental space. Recent updates include brand new flooring throughout both floors, a new kitchen island, bathroom vanity, stove, and central air. Outside is as inviting as the inside with a covered porch in the front and a patio and fenced yard in the back. The location is a less than 10-minute walk away from the bus stop, several shops, and restaurants, including Wegmans, Walmart, Starbucks, 7 Brew Coffee, and more! Whether you are looking for an inviting single-family home, to offset your mortgage or expand your investment portfolio, this property offers amazing potential! Offers will be reviewed as they are received.

Getting Around

63
WalkingSomewhat Walkable
30
TransitSome Transit
50
BikeBikeable

Schools

7/10
3/10
Sweet Home Middle SchoolGrades 6-80.5 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1941

Materials

  • Foundation: Block
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Range Hood,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Kitchen Island,Living/Dining Room,Bedroom on Main Level,Convertible Bedroom,In-Law Floorplan
  • Flooring: Carpet,Luxury Vinyl,Tile,Varies

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,386
  • Total interior livable area: 1,386 sqft

Property

Details

  • Parcel number: 1422890670700003002000
  • Special condition: Standard

Features

  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Blacktop Driveway,Concrete Driveway,Patio

Lot

  • Lot size: 9,147 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 60 x 150

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tornado
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$99$1,188
Property Taxes $358$4,296
Electricity $246$2,954
Total$1,966$23,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,405/yr
40% on housing$58,980/yr
45% on housing$52,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 14226$177
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14226$202
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$249,900
2026-07-28Price change$249,900
2026-07-16Price change$259,900
2026-06-29Listed for sale$269,900
2026-05-23Listing removed$2,100
2026-03-15Listed for rent$2,100
2026-01-21Listing removed$2,250
2025-12-04Listed for rent$2,250
2021-09-24Listing removed--
2021-08-30Listed for rent$2,100
2016-01-19Sold$50,000
2015-10-13Listing removed$52,000
2015-09-16Listed for sale$52,000
2015-06-27Listing removed--
2015-06-26Price change$124,334
2015-05-26Listed for sale--

For Sale by Agent

AgentLauren Partridge
BrokerageHoward Hanna WNY Inc.

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