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215 Jamie Dr, Camdenton, MO, 65020

3beds
1baths
906sqft
$199,900
$221price/sqft
$1,333/moest. monthly cost
$53,320/yrincome needed

About This Home

Welcome home to this charming 3-bedroom, 1-bath split-level home located in a desirable neighborhood in Camdenton! Whether you're looking for your first home, downsizing, or searching for a great investment opportunity, this property checks all the boxes. The functional floor plan offers comfortable living spaces and is move-in ready, allowing you to settle in with ease. A spacious 2-car garage provides plenty of room for parking, storage, or hobbies, while the nice lot offers space to enjoy the outdoors. Conveniently located near shopping, dining, schools, and everyday amenities, you'll love the combination of neighborhood charm and easy access to everything Camdenton has to offer. Public water and community sewer add to the convenience of low-maintenance living. Don't miss this fantastic opportunity to own a home that's perfect for homeowners and investors alike!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

--
Dogwood Elementary SchoolGrades PK-22.1 mi
8/10
Camdenton Middle SchoolGrades 7-82.1 mi
6/10
Camdenton High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cable TV,Unfurnished
  • Flooring: Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 906
  • Total interior livable area: 906 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 12903200000000081000
  • Zoning description: Residential

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Exterior features: Concrete Driveway,Deck

Lot

  • Features: Outside City Limits
  • Lot size dimensions: 116 x 181 x 109 x 189

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Landslide

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$106$1,272
Property Taxes $76$912
Electricity $141$1,693
Total$1,333$15,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,702/yr
40% on housing$39,990/yr
45% on housing$35,546/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 65020$214
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65020
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$199,900
2026-07-21Listed for sale$199,900

For Sale by Agent

AgentED SCHMIDT-TEAM
BrokerageEXP Realty, LLC

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