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4493 Union Rd, Cheektowaga, NY, 14225

4beds
2baths
1,560sqft
$229,900
$147price/sqft
$1,837/moest. monthly cost
$73,480/yrincome needed

About This Home

MUST SEE!!! Come see this SPACIOUS, 2/2 side by side duplex in Cheektowaga in the desirable Maryvale School District, with a central location steps from the Village of Williamsville and the 33 for a short 13 minute drive to downtown Buffalo. This investment property has FANTASTIC rental potential and features a renovated right side unit with a charming and bright kitchen w/laminate flooring, wood cabinetry & attractive counters, opening to the generous living room with brand new carpet and an updated bathrm w/tile flooring & shower surround. The left side has a happy & consistent tenant looking to stay with an attractive kitchen & laminate flooring, overlooking the spacious backyard that backs to Maryvale High School. The two car detached garage is ideal for storage and enjoy additional parking space in the back, separate utilities & laundry hookups, while being conveniently located close to local shops, the Galleria Mall & entertainment. Updates include updated paint 2025, electrical 2018, left side HWT 2021, some newer windows & more. This is a strong addition to your investment portfolio or perfect for owner occupied buyers collecting rental income to help cover a mortgage! Showings start Wednesday, 8/5/26.

Getting Around

49
WalkingCar-Dependent
31
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

4/10
6/10
Maryvale Middle SchoolGrades 6-80.3 mi
5/10
Maryvale High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1944

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Composite Siding,Copper Plumbing

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Laminate,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air,Multiple Heating Units

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Property

Details

  • Parcel number: 1430890911200002005000
  • Zoning description: Residential 2 Unit
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,098 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot
  • Lot size dimensions: 50 x 118

Parking

  • Total spaces: 2
  • Parking features: Concrete,Parking Available,Two or More Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$89$1,068
Property Taxes $329$3,948
Electricity $257$3,093
Total$1,837$22,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,982/yr
40% on housing$55,110/yr
45% on housing$48,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 14225$143
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14225$178
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$229,900
2018-06-01Sold$120,000
2018-03-29Pending sale$114,900
2018-03-15Listed for sale$114,900
2008-05-06Sold$70,000
2008-01-17Listed for sale$79,900

For Sale by Agent

AgentJoshua James
BrokerageKeller Williams Realty WNY

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