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362 Beach Rd, Cheektowaga, NY, 14225

2beds
1baths
1,128sqft
$249,000
$221price/sqft
$1,958/moest. monthly cost
$78,320/yrincome needed

About This Home

A rare opportunity in Cheektowaga! Built in 2018, this beautifully crafted two bedroom ranch offers something that is nearly impossible to find in this area...the comfort, efficiency, and peace of mind of newer construction in an established neighborhood. Surrounded by homes built decades earlier, this residence stands apart with modern design, contemporary finishes, and the convenience of true one floor living. Every detail reflects today's lifestyle, from its thoughtful floor plan to its low maintenance appeal. Offering exceptional value for its age and quality, this is more than just a home. It is an opportunity to enjoy the benefits of modern construction without sacrificing the charm of one of Cheektowaga's most established communities! Amazing full basement with huge workbench and billco doors. First floor laundry. Detached and refreshed garage, which could be used as a workshop or a home gym! Nice deep yard. Why settle for a home built in the 1950's when you can own one built in 2018 with exceptional value? This is a wonderful property and not to be missed!

Getting Around

47
WalkingCar-Dependent
32
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

4/10
6/10
Maryvale Middle SchoolGrades 6-80.7 mi
5/10
Maryvale High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Foundation: Poured
  • Roof: Architectural,Shingle
  • Construction materials: Blown-In Insulation,Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Walk-Up Access,Sump Pump

Bedroom1

  • Level: First
  • Dimensions: 10.00 x 10.00

Bedroom2

  • Level: First
  • Dimensions: 12.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Granite Counters,Living/Dining Room,Bedroom on Main Level
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Gas,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,128
  • Total interior livable area: 1,128 sqft

Kitchen

  • Level: First
  • Dimensions: 11.00 x 5.00

Living Room

  • Level: First
  • Dimensions: 14.00 x 13.00

Property

Details

  • Parcel number: 1430890911500006004000
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Porch
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 0.29 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 50 x 250

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$97$1,164
Property Taxes $356$4,272
Electricity $246$2,954
Total$1,958$23,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,131/yr
40% on housing$58,740/yr
45% on housing$52,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 14225$143
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14225$178
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$249,000
2003-11-14Sold$103,500

For Sale by Agent

AgentAlison L Burke
BrokerageKeller Williams Realty WNY

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