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14 Saint James Rd, Cheektowaga, NY, 14225

4beds
2baths
2,310sqft
$319,900
$138price/sqft
$2,580/moest. monthly cost
$103,200/yrincome needed

About This Home

Great Street! Beautiful Multifamily 2/2 double Open house Saturday 11:00 to 1:00 and Sunday 3:00 to 5:00pm. Spacious layout , generous Living, dining, kitchen and excellent sizes bedrooms in each unit. The house has partial face brick. The roof and mechanics are fairly new and overall the house is in great condition. Both units have two entries. Clean dry basement with solid foundation. Electric is updated, has a wide driveway. Conveniently located to most of the amenities.

Getting Around

52
WalkingSomewhat Walkable
34
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

7/10
4/10
Cheektowaga High SchoolGrades 9-121.6 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1936

Materials

  • Foundation: Block
  • Construction materials: Brick,Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,310
  • Total interior livable area: 2,310 sqft

Property

Details

  • Parcel number: 1430890917800001017000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,791 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 35 x 140

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$124$1,488
Property Taxes $458$5,496
Electricity $381$4,580
Total$2,580$30,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,457/yr
40% on housing$77,400/yr
45% on housing$68,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 14225$143
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14225$178
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$319,900
2025-10-08Listing removed$269,900
2025-08-13Listed for sale$269,900
2025-07-17Listing removed$289,900
2025-04-23Listed for sale$289,900
2025-03-08Listing removed$295,900
2025-01-31Listed for sale$295,900
2024-10-23Sold$252,500
2024-06-27Pending sale$209,900
2024-06-21Listed for sale$209,900
2017-10-30Sold$119,000
2017-08-17Listed for sale$119,900
2017-08-17Pending sale$119,900
2017-07-25Price change$119,900
2017-07-03Listed for sale$129,900
2005-08-15Sold$62,500

For Sale by Agent

AgentSyed J Rizvi
BrokerageKeller Williams Realty WNY

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