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804 7th Ave W #10, Polson, MT, 59860

3beds
3baths
1,862sqft
$860,000
$462price/sqft
$5,458/moest. monthly cost
$218,320/yrincome needed

About This Home

Wake up to panoramic views of Flathead Lake and the Flathead River from this exceptional end-unit condo, perfectly positioned to capture Montana’s iconic water and mountain scenery. Unit #10 offers a rare vantage point, enhanced by privacy and natural light, and comes complete with a 24’ boat slip and single-car garage, making lake life effortless and truly within reach. This 3-bedroom, 3-bath condo features vaulted ceilings, spacious living areas, a gas range, patio, and versatile flex space, and is being sold fully furnished for a seamless, turn-key experience. Short-term rentals of 14+ days are allowed and the property includes additional guest parking and visitor boat slips, offering flexibility for owners and guests alike. Located just minutes from downtown Polson with shops, dining, and amenities close by, and a large park conveniently located across the street, this condo blends everyday convenience with the lifestyle advantages of lakefront living. Opportunities offering views, a private boat slip, and true turn-key convenience are limited. Schedule your showing today!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

--
Cherry Valley SchoolGrades PK-10.5 mi
6/10
Polson Middle SchoolGrades 5-80.7 mi
5/10
Polson High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Poured
  • Roof: Composition
  • Construction materials: Cement Siding,Metal Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Modern
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 836

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 1,862 sqft

Property

Details

  • Parcel number: 15322804301017205
  • Zoning: Residential
  • Zoning description: Resort
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Patio
  • Exterior features: Boat Slip,Dock
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Mountain(s),Creek/Stream
  • Has water view: Yes
  • Water view: true
  • On waterfront: Yes
  • Waterfront features: Dock Access,Lake,Navigable Water,River Front,Waterfront
  • Waterbody name: Flathead River and Flathead Lake

Lot

  • Features: Landscaped

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Assigned,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Inland Flooding
Avalanche
Ice Storm
Landslide
Lightning
Wildfire

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,348$52,176
Home Insurance $614$7,368
Property Taxes $345$4,140
Electricity $151$1,812
Total$5,458$65,496

Income You'd Need if You Spent...

35% on housing$187,131/yr
40% on housing$163,740/yr
45% on housing$145,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 59860$410
Lake County$404

vs Homes Sold Last Month

Median $/sqft

ZIP 59860
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-24Listed for sale$860,000
2020-12-30Sold--

For Sale by Agent

AgentShannon Herrmann
BrokerageKeller Williams Realty Northwest Montana

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