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4540 Harris Hill Rd, Williamsville, NY, 14221

3beds
2baths
1,863sqft
$423,900
$228price/sqft
$3,187/moest. monthly cost
$127,480/yrincome needed

About This Home

Welcome home. This expanded cape cod home has it all shows pride in ownership. Modern but some old world touches. 3 bedrooms with 2 full updated baths. A formal living room with gas fireplace. Formal dining room, 1st floor bedroom, beautiful hardwood floors Fabulous modern kitchen with birch cabinets, under counter lighting and granite counters fully applianced overlooks a family room with gas stove and skylights open floor plan. .A park-like, fully fenced 2 acre lot and lot extends beyond rear fence. Extra shed/garage space. double tier deck and screened gazebo. The perfect home for entertaining. Close to all conveniences. See and fall in love! List of improvements available. New basement plumbing, sump pump.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
7/10
Clarence Middle SchoolGrades 6-83.7 mi
10/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1948

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Range,Gas Oven,Gas Range,Gas Water Heater,Microwave,Oven,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Second
  • Dimensions: 15.00 x 11.00

Bedroom2

  • Level: Second
  • Dimensions: 15.00 x 15.00

Bedroom3

  • Level: First
  • Dimensions: 12.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First
  • Dimensions: 13.00 x 11.00

Family Room

  • Level: First
  • Dimensions: 25.00 x 12.00

Features

  • Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Granite Counters,Great Room,Kitchen/Family Room Combo,Living/Dining Room,Sliding Glass Door(s),Skylights,Natural Woodwork,Bedroom on Main Level
  • Door features: Sliding Doors
  • Window features: Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air,Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,863
  • Total interior livable area: 1,863 sqft

Kitchen

  • Level: First
  • Dimensions: 13.00 x 11.00

Living Room

  • Level: First
  • Dimensions: 18.00 x 12.00

Property

Details

  • Parcel number: 1432000701500001015000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Blacktop Driveway,Deck,Fully Fenced
  • Fencing: Full

Lot

  • Lot size: 2 Acres
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 120 x 726

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,143$25,716
Home Insurance *$130$1,560
Property Taxes $607$7,284
Electricity $307$3,694
Total$3,187$38,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,268/yr
40% on housing$95,610/yr
45% on housing$84,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 14221$228
Erie County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 14221$215
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$423,900
2026-06-09Price change$430,000
2026-05-27Listed for sale$435,000
2025-11-05Listing removed$424,900
2025-08-20Listed for sale$424,900
1997-06-12Sold$95,000
1997-01-31Sold$81,340

For Sale by Agent

AgentAnnabelle A Aquilina
BrokerageHUNT Real Estate ERA

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