65 Mill St, Springville, NY, 14141
About This Home
Excellent investment opportunity or owner-occupied duplex within walking distance of downtown shopping, restaurants, parks, and other Village amenities. The spacious 2-bedroom unit offers first-floor laundry hookups, newer windows, stove and refrigerator, plus access to a backyard storage shed. The 1-bedroom unit also includes a stove, refrigerator, newer windows, a newer hot water tank, and a comfortable layout. Whether you're looking to expand your investment portfolio or offset your mortgage with rental income, this property offers plenty of potential. With some modifications, it could also be converted back into a spacious single-family residence. Also being listed as a single family home, ML R1696748
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1823
Materials
- Foundation: Block,Stone
- Roof: Flat,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Basement: Dirt Floor,Exterior Entry,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Laminate,Tile,Varies,Vinyl
Heating
- Heating features: Electric,Baseboard
Interior Area
- Total structure area: 1,696
- Total interior livable area: 1,696 sqft
Property
Details
- Parcel number: 1438013352000001030000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.28 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 98 x 126
Parking
- Parking features: Gravel,Two or More Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Erie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $905 | $10,860 |
| Home Insurance * | $65 | $780 |
| Property Taxes | $256 | $3,072 |
| Electricity | $280 | $3,363 |
| Total | $1,506 | $18,072 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Price change | $179,900 |
| 2026-06-27 | Listed for sale | $179,000 |
| 1994-01-31 | Sold | $72,500 |
For Sale by Agent
View on Zillow