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6940 Versailles Rd, Derby, NY, 14047

3beds
2baths
1,680sqft
$269,999
$161price/sqft
$2,148/moest. monthly cost
$85,920/yrincome needed

About This Home

*Seller relocating* Welcome to 6940 Versailles Road! This well-maintained 3-bedroom, 1.5-bath home offers the perfect blend of historic charm, modern comfort, and peaceful country living, all while being just minutes from Lake Erie, 18 Mile Creek, local parks, shopping, and major routes. Inside, you'll find a bright and inviting layout featuring a spacious eat-in kitchen, a formal dining room perfect for entertaining, and a generous living room with a cozy fireplace. A sun-filled three-season room overlooks the private wooded backyard, creating the perfect space to enjoy your morning coffee or unwind at the end of the day. A full basement provides ample storage and additional potential. Step outside to enjoy the expansive wooded lot featuring, a beautiful patio, welcoming front porch, storage shed, and concrete/paver driveway. Whether you're entertaining, gardening, or simply relaxing in the tranquil surroundings, this property offers something for everyone!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1833

Materials

  • Foundation: Poured,Stone
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Cathedral Ceiling(s),Eat-in Kitchen,Separate/Formal Living Room,Sliding Glass Door(s),Bedroom on Main Level
  • Door features: Sliding Doors
  • Flooring: Carpet,Hardwood,Laminate,Varies,Vinyl

Heating

  • Heating features: Gas,Baseboard,Hot Water

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 1444892070700002010000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Porch
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 0.38 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 64 x 255

Parking

  • Parking features: No Garage,Paver Block

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$120$1,440
Property Taxes $386$4,632
Electricity $277$3,331
Total$2,148$25,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,645/yr
40% on housing$64,440/yr
45% on housing$57,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 14047$147
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14047$167
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$259,999
2026-08-09Price change$264,999
2026-07-27Listed for sale$269,999
2026-07-24Listing removed$274,900
2026-07-20Price change$274,900
2026-06-29Listed for sale$275,000
2026-02-18Sold$270,000
2025-12-20Pending sale$269,999
2025-12-04Listed for sale$269,999
2024-05-17Sold$260,000
2024-02-15Pending sale$254,900
2024-02-06Listed for sale$254,900
2019-06-17Sold$175,000
2019-04-16Pending sale$175,000
2019-03-05Listed for sale$175,000
2012-08-08Sold$116,640
2012-05-03Listing removed$129,900
2012-04-19Price change$129,900
2012-03-17Price change$130,000
2012-03-14Price change$120,000
2012-02-11Listed for sale$140,000
2011-09-20Listing removed$149,900
2011-09-08Price change$149,900
2011-08-19Listed for sale$154,900

For Sale by Agent

AgentAlyssa Persico
BrokerageHUNT Real Estate ERA

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