




1369 Sturgeon Point Rd, Derby, NY, 14047
About This Home
Discover all that 1369 Sturgeon Point Road in Derby has to offer! This well-maintained home combines practical updates, flexible living space, and a convenient location just minutes from Lake Erie. Enjoy a fully fenced backyard- ideal for pets, play, or entertaining—along with a detached two-car garage, a large paved driveway, and both a covered front porch and side porch for relaxing outdoors. Inside, you'll find a beautifully updated kitchen featuring quartz countertops, with all appliances included for a truly move-in-ready experience. A new floor has been installed in one of the downstairs rooms, providing fresh, updated space that can be used to fit your needs. Stay cozy during the colder months with the warmth and charm of the wood stove, while the boiler was serviced less than a year ago and the sump pump is only one year old, offering added peace of mind. Conveniently located just minutes from Lake Erie beaches, marinas, parks, and other local amenities, this home offers the perfect combination of everyday comfort and convenience. Whether you're looking for your first home, a place to downsize, or simply a property with great outdoor space and thoughtful updates, this home is ready for its next chapter.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1856
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Water Heater,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Walk-Up Access,Sump Pump
Bedroom1
- Level: First
- Dimensions: 11.00 x 7.00
Bedroom2
- Level: Second
- Dimensions: 13.00 x 13.00
Bedroom3
- Level: Second
- Dimensions: 12.00 x 12.00
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: First
- Dimensions: 12.00 x 10.00
Features
- Eat-in Kitchen,Separate/Formal Living Room,Living/Dining Room,Quartz Counters,Bedroom on Main Level
- Flooring: Hardwood,Luxury Vinyl,Tile,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Gas,Baseboard
Interior Area
- Total structure area: 1,011
- Total interior livable area: 1,011 sqft
Kitchen
- Level: First
- Dimensions: 13.00 x 11.00
Living Room
- Level: First
- Dimensions: 15.00 x 14.00
Property
Details
- Parcel number: 1444892210000001012000
- Special condition: Standard
Features
- Exterior features: Blacktop Driveway
Lot
- Lot size: 0.25 Acres
- Features: Irregular Lot
- Lot size dimensions: 66 x 165
Parking
- Total spaces: 2
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Erie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $106 | $1,272 |
| Property Taxes | $343 | $4,116 |
| Electricity | $246 | $2,954 |
| Total | $1,908 | $22,896 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $234,900 |
| 2026-07-29 | Listed for sale | $239,900 |
| 2022-06-16 | Sold | $196,100 |
| 2022-04-27 | Pending sale | $184,900 |
| 2022-04-14 | Listed for sale | $184,900 |
