See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1369 Sturgeon Point Rd, Derby, NY, 14047

3beds
2baths
1,011sqft
$239,900
$237price/sqft
$1,908/moest. monthly cost
$76,320/yrincome needed

About This Home

Discover all that 1369 Sturgeon Point Road in Derby has to offer! This well-maintained home combines practical updates, flexible living space, and a convenient location just minutes from Lake Erie. Enjoy a fully fenced backyard- ideal for pets, play, or entertaining—along with a detached two-car garage, a large paved driveway, and both a covered front porch and side porch for relaxing outdoors. Inside, you'll find a beautifully updated kitchen featuring quartz countertops, with all appliances included for a truly move-in-ready experience. A new floor has been installed in one of the downstairs rooms, providing fresh, updated space that can be used to fit your needs. Stay cozy during the colder months with the warmth and charm of the wood stove, while the boiler was serviced less than a year ago and the sump pump is only one year old, offering added peace of mind. Conveniently located just minutes from Lake Erie beaches, marinas, parks, and other local amenities, this home offers the perfect combination of everyday comfort and convenience. Whether you're looking for your first home, a place to downsize, or simply a property with great outdoor space and thoughtful updates, this home is ready for its next chapter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1856

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Walk-Up Access,Sump Pump

Bedroom1

  • Level: First
  • Dimensions: 11.00 x 7.00

Bedroom2

  • Level: Second
  • Dimensions: 13.00 x 13.00

Bedroom3

  • Level: Second
  • Dimensions: 12.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First
  • Dimensions: 12.00 x 10.00

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Living/Dining Room,Quartz Counters,Bedroom on Main Level
  • Flooring: Hardwood,Luxury Vinyl,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Baseboard

Interior Area

  • Total structure area: 1,011
  • Total interior livable area: 1,011 sqft

Kitchen

  • Level: First
  • Dimensions: 13.00 x 11.00

Living Room

  • Level: First
  • Dimensions: 15.00 x 14.00

Property

Details

  • Parcel number: 1444892210000001012000
  • Special condition: Standard

Features

  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 0.25 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 66 x 165

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$106$1,272
Property Taxes $343$4,116
Electricity $246$2,954
Total$1,908$22,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,417/yr
40% on housing$57,240/yr
45% on housing$50,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 14047$147
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14047$167
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$234,900
2026-07-29Listed for sale$239,900
2022-06-16Sold$196,100
2022-04-27Pending sale$184,900
2022-04-14Listed for sale$184,900

For Sale by Agent

AgentAlicia Gage
BrokerageERA Team VP Real Estate-Fredonia

Similar Homes