See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4695 Lake Shore Rd, Hamburg, NY, 14075

5beds
3baths
2,603sqft
$456,999
$176price/sqft
$3,539/moest. monthly cost
$141,560/yrincome needed

About This Home

INCREDIBLE OPPORTUNITY! Why build and wait...and wait... and wait? This fantastic 5 bedroom home is beautiful and spacious! All 2600+ square feet have been completely updated from the inside out! Newer roof, new 50 gal HWT, new furnace, new central air unit, new & updated plumbing, updated electrical, brand new vinyl replacement windows, spacious primary suite with full bath w/walk in shower, brand new kitchen, all new bathrooms, cedar closet, brand new extra large driveway and MORE! Close to Hamburg Town Beach and many other amenities! There isn't anything left to do but move right in! Showings begin Friday, May 1st. Offers will be reviewed as they are received, seller reserves the right to set an offer deadline.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
7/10
Frontier Middle SchoolGrades 6-81.3 mi
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1942

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Cedar Closet(s),Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Granite Counters,Kitchen/Family Room Combo,Living/Dining Room,Pull Down Attic Stairs,Skylights,Bedroom on Main Level,Bath in Primary Bedroom
  • Window features: Skylight(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,603
  • Total interior livable area: 2,603 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Low Threshold Shower

Details

  • Parcel number: 1448891691200009002111
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Blacktop Driveway,Fence,Patio
  • Fencing: Partial

Lot

  • Lot size: 0.34 Acres
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 100 x 148

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Storage,Workshop in Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tornado
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,310$27,720
Home Insurance *$144$1,728
Property Taxes $655$7,860
Electricity $430$5,162
Total$3,539$42,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,337/yr
40% on housing$106,170/yr
45% on housing$94,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 14075$171
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14075$216
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$484,999
2024-09-04Sold$162,500
2024-07-30Pending sale$177,900
2024-07-14Price change$177,900
2024-06-20Price change$179,900
2024-05-21Listed for sale$189,900
2024-02-12Listing removed--
2024-01-25Price change$184,997
2023-12-05Price change$189,900
2023-11-16Listed for sale$199,000
2023-11-03Sold$100,000

For Sale by Agent

AgentLauren Czerniak
BrokerageMJ Peterson Real Estate Inc.

Similar Homes