See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4470 Stratford Ter, Hamburg, NY, 14075

2beds
1baths
672sqft
$200,000
$298price/sqft
$1,606/moest. monthly cost
$64,240/yrincome needed

About This Home

Dreams Made Real! Beachside Living Without the Beachfront Price Tag! Imagine living just a short stroll from Hamburg Beach Town Park, the public boat launch, and FREE beach parking—where every day feels like a vacation. Whether you’re a first-time homebuyer, downsizing, looking for a weekend retreat, or seeking a profitable short-term rental opportunity, this charming ranch in the highly desirable Locksley Park neighborhood checks all the boxes. Inside, you’ll find a thoughtfully updated home featuring a high-efficiency Dunkirk boiler with tankless hot water, updated flooring, and the convenience of an attached garage. A versatile walkthrough bonus room offers endless possibilities as a game room, home office, fitness space, or entertainment area. First-floor laundry and additional storage add to the home’s practical appeal. Step outside to a fully fenced backyard designed for relaxing and entertaining, complete with a patio and plenty of space for summer gatherings, pets, or outdoor activities. Conveniently located near Camp Road, local restaurants, shopping, and the New York State Thruway, you’ll enjoy easy access to everything you need while still embracing the laid-back beach lifestyle. Why spend money on vacations when you can enjoy vacation-style living every day? Don’t miss this opportunity to own a home that combines comfort, convenience, and coastal charm in one exceptional package. Conveniently located just 8 minutes from the Capital of Table-Breaking at the new home of the Buffalo Bills and 10 minutes away from watching the Buffalo Sabres return to the playoffs next year.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

9/10
7/10
Frontier Middle SchoolGrades 6-82.2 mi
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1949

Materials

  • Foundation: Block
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: First
  • Dimensions: 14.00 x 9.00

Bedroom2

  • Level: First
  • Dimensions: 10.00 x 9.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: First
  • Dimensions: 11.00 x 7.00

Features

  • Living/Dining Room,Bedroom on Main Level
  • Flooring: Carpet,Luxury Vinyl,Varies

Heating & Cooling

  • Heating features: Gas,Baseboard,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Kitchen

  • Level: First
  • Dimensions: 12.00 x 11.00

Laundry

  • Level: First
  • Dimensions: 10.00 x 6.00

Living Room

  • Level: First
  • Dimensions: 20.00 x 12.00

Other

  • Level: First
  • Dimensions: 23.00 x 8.00

Property

Details

  • Parcel number: 1448891700500006006000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Patio,Porch
  • Exterior features: Blacktop Driveway,Patio

Lot

  • Lot size: 6,921 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 63 x 108

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tornado
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$63$756
Property Taxes $286$3,432
Electricity $246$2,954
Total$1,606$19,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,062/yr
40% on housing$48,180/yr
45% on housing$42,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 14075$172
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14075$216
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$200,000
2026-06-23Listed for sale$200,000
2026-06-19Pending sale$200,000
2026-06-17Listed for sale$200,000
2023-03-24Listing removed$119,900
2021-06-25Sold$143,000
2021-02-11Pending sale$119,900
2021-02-01Listed for sale$119,900
2013-07-01Sold$81,500
2013-04-18Listed for sale$84,500
1997-01-17Sold$64,500

For Sale by Agent

AgentMichael Sobotka
BrokerageWNY Metro Roberts Realty

Similar Homes