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1101 Sterling St, Indianapolis, IN, 46201

12beds
4baths
--sqft
$1,000,000
--price/sqft
$6,973/moest. monthly cost
$278,920/yrincome needed

About This Home

Incredible opportunity in Windsor Park to own this great 4-townhome package! Each unit is 3 bed / 1.5 bath. Loft on 3rd floor! The addresses are 1101/1103/1105/1107 Sterling Street. There is a party wall agreement in place and each unit can be sold off separately. All units currently occupied with management in place. Great location, just a short walk to the Bottleworks District, Mass Ave, Kan-Kan, Amelia's, etc, etc!

Getting Around

74
WalkingVery Walkable
40
TransitSome Transit
95
BikeBiker's Paradise

Schools

4/10
1/10

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Other

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Multi Family,Quadruplex,Apartment,Townhouse

Interior

Appliances

  • Laundry features: No Laundry Facil.

Bedrooms & Bathrooms

  • Bedrooms: 12
  • Bathrooms: 4

Property

Details

  • Parcel number: 490731165002000101

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,791 sqft
  • Features: Busline,Sidewalks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$992$11,904
Property Taxes $741$8,892
Electricity $184$2,212
Total$6,973$83,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$239,074/yr
40% on housing$209,190/yr
45% on housing$185,946/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 46201$110
Marion County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 46201$92
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$1,000,000
2026-02-17Listing removed$1,450
2025-12-29Price change$1,450
2025-11-20Price change$1,500
2025-09-19Listed for rent$1,545
2024-09-13Listing removed$1,520
2024-07-29Listed for rent$1,520
2023-08-04Listing removed--
2023-06-02Price change$1,500
2023-05-30Listed for rent$1,490
2021-10-11Listing removed--
2021-08-17Price change$1,400
2021-07-17Listed for rent$1,500
2021-06-10Sold$822,500
2021-03-27Pending sale$850,000
2021-03-27Listed for sale$850,000
2018-10-19Sold$350,000
2005-01-28Sold$104,000

For Sale by Agent

AgentBenjamin Claghorn
BrokerageUnited Real Estate Indpls

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