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175 Bonnet Point Rd #N16, Narragansett, RI, 02882

0beds
0baths
32sqft
$225,000
$7,031price/sqft
$1,746/moest. monthly cost
$69,840/yrincome needed

About This Home

Experience the best of summer with this desirable cabana condominium at the sought-after Bonnet Shores Beach Club in Narragansett. This private 32-square-foot cabana is the perfect beach retreat, offering a convenient place to relax, store your beach essentials, and enjoy everything the club has to offer. The sale includes four beach membership passes and one parking pass, making beach days effortless for family and friends. Enjoy exclusive access to the Bonnet Shores Beach Club’s outstanding amenities, including a private beach, swimming pool, restaurant, outdoor bar and grill, tennis and pickleball courts, basketball, live entertainment, showers, and more—all within a vibrant, family-friendly coastal community. Whether you’re looking for a personal summer getaway or a place to create lasting beach memories, this cabana is your opportunity to own a piece of one of Rhode Island’s premier private beach clubs. Amenities and membership privileges are subject to Bonnet Shores Beach Club rules and regulations.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
8/10
Narragansett Pier SchoolGrades 5-83.9 mi
10/10
Narragansett High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Unknown
  • Construction materials: Wood Wall(s),Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Basement: None

Bathroom

  • Features: No Tub or Shower

Features

  • Wall (Wood),Plumbing (None),Insulation (None)
  • Flooring: Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 32

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 32
  • Total interior livable area: 32 sqft

Property

Details

  • Parcel number: NARRMNSB631LN16

Features

  • Stories: 1
  • Entry location: Private Entry
  • Pool features: In Ground
  • On waterfront: Yes
  • Waterfront features: Access,Beach,Ocean Front,Saltwater Front

Parking

  • Total spaces: 4
  • Parking features: No Garage,Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$103$1,236
Property Taxes $117$1,404
Electricity $389$4,675
Total$1,746$20,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,862/yr
40% on housing$52,380/yr
45% on housing$46,560/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$7,031This listing

vs Other Active Listings

Avg $/sqft

ZIP 02882$698
Washington County$618

vs Homes Sold Last Month

Median $/sqft

ZIP 02882$570
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$225,000
2026-07-31Listed for sale$225,000
2016-01-15Sold$33,000
2011-11-25Sold$24,000

For Sale by Agent

AgentScott McGee
BrokerageRE/MAX Properties

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