14487 Breezy Point Rd, Atwater, MN, 56209
About This Home
Escape to the lake and experience the timeless charm of this cozy 3 bedroom loft cabin on beautiful Diamond Lake. Brimming with nostalgic character this classic lake retreat offers everything you love about cabin life—from the inviting lakeside porch, perfect for morning coffee and sunset views, to the warm vintage charm that makes every visit feel like a step back to simpler times. Situated on a double lot with an impressive 125 feet of level shoreline, there's plenty of room to relax, play and enjoy all that lake living has to offer. The drive-through garage provides convenient storage for vehicles, boats and all your lake toys. Whether you're looking to preserve its iconic character or make it your own over time, this property is ready for its next owners to create unforgettable memories for generations to come. Opportunities like this don't come along often on Diamond Lake! Dock included, property sold as is and mostly furnished
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1967
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Basement: Crawl Space
Bedroom
- Level: Main
- Area: 104.5
- Dimensions: 9.5x11
Bedroom2
- Level: Main
- Area: 80
- Dimensions: 8x10
Bedroom3
- Level: Upper
- Area: 135
- Dimensions: 10x13.5
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 807
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 807
- Total interior livable area: 807 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 191600440
- Zoning description: Residential-Single Family
- Foundation area: 672
Features
- Levels: One and One Half
- Stories: 1
- Has view: Yes
- View description: Panoramic
- On waterfront: Yes
- Waterfront features: Lake Front
- Frontage length: Water Frontage: 125
Lot
- Lot size: 9,844 sqft
- Lot size dimensions: 11325
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Winter Weather
- Drought
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Kandiyohi County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $283 | $3,396 |
| Property Taxes | $174 | $2,088 |
| Electricity | $170 | $2,050 |
| Total | $2,649 | $31,788 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-19 | Listed for sale | $399,900 |
| 2005-08-03 | Sold | $204,000 |
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