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4842 Nibling Ln, Temple, TX, 76502

5beds
5baths
3,902sqft
$1,245,000
$319price/sqft
$8,225/moest. monthly cost
$329,000/yrincome needed

About This Home

2020 custom-built ICF construction home on 4.35 acres with Lake Belton access and Lake views. With separate guest quarters (500 sf) w 1 bedroom, 1 bath w laundry hookups, kitchen & living area, covered RV or Boat parking 3402 sq. ft. main residence features 4 bedrooms, 3.5 baths, 10-foot ceilings, with an open-concept layout. Large kitchen has custom cabinetry, granite countertops, 9-foot island with breakfast bar, two sinks, large walk-in pantry, and stainless-steel appliances. The primary suite offers lake views, an oversized tub in the separate shower room, and walk-in closet with locking storage area. Jack-and-Jill bedrooms with separate vanities, wide hallways and doors, 44 solar panels with 4 Enphase batteries, metal roof, upgraded windows, and W-8 wind resistant garage doors. Outdoor living over 2000 sq. ft. covered patio, outdoor kitchen, stone wood-burning fireplace, workshop, insulated air conditioned storage shed, fenced chicken coop area, and a custom adult-friendly treehouse. A separate 850 sq. ft. guest house provides additional living space with 1-bedroom, full kitchen, living area, laundry hookups and 2 HVAC. Gated, and surrounded by mature trees — this one-of-a-kind property is a true retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
High Point ElementaryGrades K-52.7 mi
5/10
7/10
Lake Belton High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal,Other,See Remarks
  • Construction materials: Brick,ICFs (Insulated Concrete Forms),Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Range,Some Electric Appliances,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bathroom

  • Level: Main
  • Dimensions: 16X11

Bathroom

  • Level: Main
  • Dimensions: 9X6

Bathroom

  • Level: Main
  • Dimensions: 11X10

Bedroom

  • Level: Main
  • Dimensions: 15X11

Bedroom

  • Level: Main
  • Dimensions: 15X11

Bedroom

  • Level: Main
  • Dimensions: 12X10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 20X13

Features

  • Garden Tub/Roman Tub,See Remarks,Walk-In Closet(s)
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Outside,Stone,Wood Burning
  • Fireplace: Yes
  • Attic: Other,See Remarks

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Solar
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,902 sqft

Kitchen

  • Level: Main
  • Dimensions: 19X16

Laundry

  • Level: Main
  • Dimensions: 21X7

Living Room

  • Level: Main
  • Dimensions: 22X20

Master Bedroom

  • Level: Main
  • Dimensions: 19X15

Other

  • Level: Main

Property

Details

  • Parcel number: 319785

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Awning(s),Outdoor Kitchen,Porch,Rain Gutters,Storage
  • Fencing: Barbed Wire,Chain Link,Gate,Other,Partial,See Remarks,Stone
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Other
  • Waterbody name: Belton Lake,Water Access,Water View,Waterfront

Lot

  • Lot size: 4.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Garage,Garage Door Opener,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,295$75,540
Home Insurance *$802$9,624
Property Taxes $700$8,400
Electricity $428$5,141
Total$8,225$98,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$282,000/yr
40% on housing$246,750/yr
45% on housing$219,333/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 76502$141
Bell County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 76502$159
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$1,295,000
2026-05-05Listed for sale$1,350,000
2026-04-26Listing removed$1,495,000
2026-01-08Price change$1,495,000
2025-11-12Listed for sale$1,550,000
2019-04-04Sold--

For Sale by Agent

AgentJack McLemore
BrokerageListing Results, LLC

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