




4842 Nibling Ln, Temple, TX, 76502
About This Home
2020 custom-built ICF construction home on 4.35 acres with Lake Belton access and Lake views. With separate guest quarters (500 sf) w 1 bedroom, 1 bath w laundry hookups, kitchen & living area, covered RV or Boat parking 3402 sq. ft. main residence features 4 bedrooms, 3.5 baths, 10-foot ceilings, with an open-concept layout. Large kitchen has custom cabinetry, granite countertops, 9-foot island with breakfast bar, two sinks, large walk-in pantry, and stainless-steel appliances. The primary suite offers lake views, an oversized tub in the separate shower room, and walk-in closet with locking storage area. Jack-and-Jill bedrooms with separate vanities, wide hallways and doors, 44 solar panels with 4 Enphase batteries, metal roof, upgraded windows, and W-8 wind resistant garage doors. Outdoor living over 2000 sq. ft. covered patio, outdoor kitchen, stone wood-burning fireplace, workshop, insulated air conditioned storage shed, fenced chicken coop area, and a custom adult-friendly treehouse. A separate 850 sq. ft. guest house provides additional living space with 1-bedroom, full kitchen, living area, laundry hookups and 2 HVAC. Gated, and surrounded by mature trees — this one-of-a-kind property is a true retreat.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Metal,Other,See Remarks
- Construction materials: Brick,ICFs (Insulated Concrete Forms),Stone Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Electric Range,Some Electric Appliances,Microwave
- Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room
Bathroom
- Level: Main
- Dimensions: 16X11
Bathroom
- Level: Main
- Dimensions: 9X6
Bathroom
- Level: Main
- Dimensions: 11X10
Bedroom
- Level: Main
- Dimensions: 15X11
Bedroom
- Level: Main
- Dimensions: 15X11
Bedroom
- Level: Main
- Dimensions: 12X10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Dimensions: 20X13
Features
- Garden Tub/Roman Tub,See Remarks,Walk-In Closet(s)
- Flooring: Vinyl
- Number of fireplaces: 1
- Fireplace features: Free Standing,Outside,Stone,Wood Burning
- Fireplace: Yes
- Attic: Other,See Remarks
Heating & Cooling
- Heating features: Central,Electric,Heat Pump,Solar
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 3,902 sqft
Kitchen
- Level: Main
- Dimensions: 19X16
Laundry
- Level: Main
- Dimensions: 21X7
Living Room
- Level: Main
- Dimensions: 22X20
Master Bedroom
- Level: Main
- Dimensions: 19X15
Other
- Level: Main
Property
Details
- Parcel number: 319785
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Porch
- Exterior features: Awning(s),Outdoor Kitchen,Porch,Rain Gutters,Storage
- Fencing: Barbed Wire,Chain Link,Gate,Other,Partial,See Remarks,Stone
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Other
- Waterbody name: Belton Lake,Water Access,Water View,Waterfront
Lot
- Lot size: 4.35 Acres
Parking
- Total spaces: 2
- Parking features: Circular Driveway,Garage,Garage Door Opener,Tandem
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,295 | $75,540 |
| Home Insurance * | $802 | $9,624 |
| Property Taxes | $700 | $8,400 |
| Electricity | $428 | $5,141 |
| Total | $8,225 | $98,700 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $1,295,000 |
| 2026-05-05 | Listed for sale | $1,350,000 |
| 2026-04-26 | Listing removed | $1,495,000 |
| 2026-01-08 | Price change | $1,495,000 |
| 2025-11-12 | Listed for sale | $1,550,000 |
| 2019-04-04 | Sold | -- |
