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7302 Golden Heart Dr, Temple, TX, 76502

4beds
2baths
2,019sqft
$359,900
$178price/sqft
$2,782/moest. monthly cost
$111,280/yrincome needed

About This Home

Welcome to this beautifully upgraded 4-bedroom, 2-bath home located in the highly desirable West Temple area. From the moment you walk in, you'll notice the thoughtful cosmetic upgrades that truly set this home apart from many others in the neighborhood. The main living areas feature durable faux wood tile flooring, while the living room showcases stunning faux ceiling beams that add warmth and character to the space. The kitchen and bathrooms have been tastefully updated with crisp white shaker cabinets, elegant quartz countertops, and sleek stainless steel appliances, creating a modern and inviting feel throughout the home. Additional design touches such as stylish shiplap accents give the home extra charm and personality, making it feel both comfortable and unique. Conveniently located just minutes from local schools, popular restaurants, parks, and beautiful Belton Lake, this home offers the perfect blend of style, comfort, and accessibility. Don't miss the opportunity to own a move-in-ready home with upgrades that truly stand out in West Temple!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
7/10
Lake Belton High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Disposal,Microwave,Oven,Water Heater,Some Electric Appliances,Built-In Oven,Cooktop
  • Laundry features: Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Beamed Ceilings,Bookcases,Carbon Monoxide Detector,Double Vanity,Garden Tub/Roman Tub,Multiple Closets,Pull Down Attic Stairs,Split Bedrooms,Soaking Tub,Separate Shower,Walk-In Closet(s),Breakfast Bar,Breakfast Area,Kitchen Island,Kitchen/Dining Combo,Pantry
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 2,019 sqft

Property

Details

  • Parcel number: 483911

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Covered Patio
  • Fencing: Back Yard,Privacy
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 7,801 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$232$2,784
Property Taxes $493$5,916
Electricity $238$2,859
Total$2,782$33,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,382/yr
40% on housing$83,460/yr
45% on housing$74,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 76502$142
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76502$159
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$379,999
2024-05-30Sold--
2024-03-08Pending sale$372,000
2024-03-01Listed for sale$372,000
2019-05-28Sold--

For Sale by Agent

AgentChris Lockett
BrokerageRE/MAX Temple-Belton

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