27 Sand Dunes Rd, Santa Rosa Beach, FL, 32459
About This Home
Located in the iconic Blue Mountain Beach, this over the top home is perfect for a residential home, 2nd home or vacation rental. The outdoor living is exemplified by an oversized, heated pool that features a swim up bar, sun shelf, cabana, and outdoor fireplace. Outdoors also includes a gas grill, ice maker, TV, and fridge. Inside, the main floor is highlighted by the gourmet kitchen and spacious living room, which features 12 foot ceilings, shiplap, and rustic beams. The spacious bedrooms each feature their own en suite bathrooms, as well as sizable closet space. The large built-in bunk room area is perfect for adults or kids. If that isn't enough, there is a mother-in-law suite above the garage with it's own kitchen, full bath and living area. This is definitely one to see.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2019
Materials
- Roof: Metal
- Construction materials: Siding CmntFbrHrdBrd
Type & Style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range Hood,Washer,Gas Water Heater,Tankless Water Heater
Bedroom
- Level: Second
- Area: 232.5
- Dimensions: 15.5 x 15
Bedroom
- Level: Second
- Area: 168
- Dimensions: 14 x 12
Bedroom
- Level: Second
- Area: 132
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
Dining Area
- Level: First
- Area: 120
- Dimensions: 15 x 8
Features
- Breakfast Bar,Beamed Ceilings,Kitchen Island,Recessed Lighting
- Window features: Window Treatments
- Flooring: Hardwood
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Heat High Efficiency,Natural Gas
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 4,890
- Total interior livable area: 4,890 sqft
Living Room
- Level: First
- Area: 412.5
- Dimensions: 25 x 16.5
Master Bedroom
- Level: First
- Area: 232.5
- Dimensions: 15.5 x 15
Master Bedroom
- Level: Second
- Area: 232.5
- Dimensions: 15.5 x 15
Other
- Level: Second
- Area: 208
- Dimensions: 13 x 16
Property
Details
- Parcel number: 123S20340400020120
- Zoning description: Deed Restrictions, Resid Single Family
- Special condition: Accept Backup Offers
Features
- Stories: 2
- Private pool: Yes
- Pool features: Heated,Gunite
- Exterior features: Outdoor Shower
Lot
- Lot size: 0.26 Acres
- Features: Interior Lot,Level,Restrictions,Survey Available,Within 1/2 Mile to Water
- Lot size dimensions: 75 x 150
Parking
- Total spaces: 4
- Parking features: Oversized
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $24,246 | $290,952 |
| Home Insurance * | $4,078 | $48,936 |
| Property Taxes | $3,535 | $42,420 |
| Electricity | $492 | $5,905 |
| Total | $32,351 | $388,212 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-04 | Price change | $4,850,000 |
| 2025-12-15 | Price change | $4,925,000 |
| 2025-09-08 | Listed for sale | $4,950,000 |
| 2021-12-20 | Sold | $4,200,000 |
| 2021-10-25 | Pending sale | $4,200,000 |
| 2020-06-29 | Sold | $2,625,000 |
| 2020-05-09 | Pending sale | $2,795,000 |
| 2020-05-01 | Listed for sale | $2,795,000 |
| 2016-08-03 | Sold | $355,000 |
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