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1075 E Ranch Road, Payson, AZ, 85541

9beds
8baths
4,800sqft
$1,158,000
$241price/sqft
$7,218/moest. monthly cost
$288,720/yrincome needed

About This Home

The property consists of a 1,800 SF, 3-bedroom/2-bath single-family home, six cabins, and two RV sites. HIGH PERFORMING OPPORTUNITY - 8 current units on 2.7 acres, priced under $150K per door at a 7.5 CAP. This high performing property includes an 1,800 sf rental house with a 850 sf deck overlooking the Rim plus 6 additional STR cabins and a full hookup RV spot, with room on the land to expand further.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
Young Elementary SchoolGrades PK-813.0 mi
--
Young High SchoolGrades 9-1213.0 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding,Wood Frame

Other

  • Builder name: The Retreat at Mountain Meadow

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Cabin
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Gas Oven

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 8
  • Full bathrooms: 8

Features

  • Eat-in Kitchen,Kitchen Island,Pantry,Full Bth Master Bdrm
  • Window features: Double Pane Windows
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Ceiling Fan(s),Evaporative Cooling

Interior Area

  • Total structure area: 4,800
  • Total interior livable area: 4,800 sqft

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 30312001z
  • Attached to another structure: Yes

Features

  • Stories: 1
  • Has spa: Yes
  • Spa features: Above Ground
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods,Mountain(s)

Lot

  • Lot size: 2.70 Acres
  • Features: Gravel/Stone Back

Parking

  • Total spaces: 10
  • Parking features: RV Access/Parking
  • Covered spaces: 10
  • Carport: Yes
  • Carport spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Wildfire
Lightning
Winter Weather

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,855$70,260
Home Insurance $325$3,900
Property Taxes $530$6,360
Electricity $508$6,099
Total$7,218$86,616

Income You'd Need if You Spent...

35% on housing$247,474/yr
40% on housing$216,540/yr
45% on housing$192,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 85541$217
Gila County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 85541$276
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$1,158,000
2025-06-26Listing removed$1,295,000
2024-12-10Price change$1,295,000
2024-11-12Price change$1,395,000
2024-08-24Listed for sale$1,450,000
2024-02-29Listing removed$1,425,000
2024-01-12Price change$1,425,000
2023-09-22Listed for sale$1,500,000
2022-04-13Sold$1,098,000
2022-02-24Pending sale$1,098,000
2022-02-21Listed for sale$1,098,000
2022-02-02Pending sale$1,098,000
2021-09-30Listed for sale$1,098,000
2021-09-19Pending sale$1,098,000
2021-09-16Price change$1,098,000
2021-08-07Pending sale$998,000
2021-08-05Listed for sale$998,000
2012-10-10Sold$475,000

For Sale by Agent

AgentHayden Palmer
BrokerageMarcus & Millichap

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