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877 Stormy Gale Lane, Sneads Ferry, NC, 28460

4beds
3baths
2,402sqft
$429,000
$179price/sqft
$2,739/moest. monthly cost
$109,560/yrincome needed

About This Home

Situated on a quiet cul-de-sac and backing to a peaceful wooded buffer, this beautifully maintained 4-bedroom, 2.5-bath home offers more than 2,400 square feet of thoughtfully designed living space on nearly half an acre. Unlike new construction homes in this price range, you'll enjoy a spacious, fully fenced backyard and enjoy the privacy that only a wooded homesite can provide. Inside, the versatile floor plan offers spaces that fit today's lifestyle. A dedicated home office makes working remotely comfortable, while the formal dining room is ready for holidays, celebrations, or everyday gatherings. The open-concept kitchen flows effortlessly into the spacious living room and features a walk-in pantry, generous prep space, and easy access to the screened porch and backyard. Upstairs, the loft makes for perfect flex space for a media room, reading nook, or hobby area. Three secondary bedrooms each feature walk-in closets, while the spacious primary suite offers a relaxing retreat with a soaking tub, separate shower, and expansive walk-in closet. Step outside to one of the home's standout features--a screened porch overlooking a fully fenced backyard that backs to mature woods, creating a private outdoor setting that's difficult to find in today's market. Two extended paver patios provide plenty of space for grilling, dining, or simply enjoying North Carolina evenings. A storage shed and playset add even more functionality. Located in the sought-after Oyster Landing community, residents enjoy a neighborhood pool, convenient access to Highway 17, and an easy drive to North Topsail Beach, Camp Lejeune, MCAS New River, Wilmington, shopping, and dining. Thoughtful upgrades--including Shaw pet-friendly carpet (2024), a Kinetico whole-home water treatment system with reverse osmosis drinking water, and a Vivint security system that conveys--make this move-in-ready home even more appealing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades K-51.5 mi
7/10
Dixon MiddleGrades 6-82.6 mi
5/10
Dixon HighGrades 9-123.3 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Ice Maker,Disposal,Electric Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: LVT/LVP,Carpet,Tile

Heating & Cooling

  • Heating features: Fireplace(s),Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,402
  • Total interior livable area: 2,402 sqft

Property

Details

  • Parcel number: 747d136
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Patio,Porch,Screened
  • Exterior features: Cluster Mailboxes,Storm Doors
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 0.47 Acres
  • Features: Cul-De-Sac,Wooded
  • Lot size dimensions: see plat

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$117$1,404
Property Taxes $230$2,760
Electricity $223$2,684
Total$2,739$32,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,908/yr
40% on housing$82,170/yr
45% on housing$73,040/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$307
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$429,000
2023-09-05Sold$405,000
2023-07-18Pending sale$419,900
2023-07-02Listed for sale$419,900
2020-01-08Sold$257,250

For Sale by Agent

AgentLauren Floeck
BrokerageRE/MAX Executive

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