315 Neuse Drive, Holly Ridge, NC, 28445
About This Home
Welcome to the one that truly has it all. Built in 2021 and thoughtfully upgraded, this stunning home is tucked away on a quiet cul-de-sac, offering the perfect blend of privacy, space, and style. Step inside and feel the difference--an open-concept layout paired with high-end luxury vinyl plank flooring throughout (no carpet anywhere). The main-floor primary suite is a showstopper, featuring a spa-like bath with a subway-tiled shower and a statement clawfoot tub designed for total relaxation. With five spacious bedrooms--each with its own walk-in closet--plus multiple storage areas and floored attic space, there's room for everything and everyone. At the center of it all is a dream kitchen built to impress--quartz countertops, a massive 7.5-foot island, gas range, upgraded appliances, tiled backsplash, and a walk-in pantry ready to handle it all. Black fixtures, designer lighting, and oversized ceiling fans add a modern edge, while Wi-Fi-enabled dual HVAC systems and heat-shielded windows keep things comfortable year-round. Outside is where this home really shines--morning coffee on the front porch, evenings under the 20-foot steel gazebo on the expansive back patio, and a beautifully landscaped yard with mature trees and a peaceful creek backdrop. Add in a side-entry two-car garage, extended 5-car driveway, and permanent Govee lighting for year-round ambiance, and you've got a home that's as functional as it is unforgettable. All of this just 10 minutes to the beaches, Stone Bay, and the back gate of Camp Lejeune.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Oven,Built-In Microwave,Dishwasher
- Laundry features: Laundry Room
Basement
- Basement: None
Bedroom2
- Level: First
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedroom5
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Kitchen Island,Ceiling Fan(s)
- Flooring: LVT/LVP
- Attic: Access Only,Partially Floored,Pull Down Stairs
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,392
- Total interior livable area: 3,392 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Loft
- Level: Second
Master Bedroom
- Level: First
Property
Details
- Parcel number: 747c370
- Zoning: R-15
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Patio
- Fencing: None
- Has view: Yes
- View description: See Remarks
- Frontage type: See Remarks
- Living area range: 3000 - 3499
Lot
- Lot size: 0.70 Acres
- Features: Cul-De-Sac
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Garage Door Opener,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,604 | $31,248 |
| Home Insurance * | $126 | $1,512 |
| Property Taxes | $418 | $5,016 |
| Electricity | $315 | $3,791 |
| Total | $3,463 | $41,556 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-03 | Listed for sale | $515,000 |
| 2025-12-02 | Listing removed | $529,900 |
| 2025-09-19 | Listed for sale | $529,900 |
| 2022-03-28 | Sold | $380,000 |
| 2022-02-14 | Pending sale | $360,000 |
| 2022-02-10 | Listed for sale | $360,000 |
| 2021-03-09 | Sold | $290,400 |
| 2020-02-18 | Pending sale | $284,900 |
| 2020-02-18 | Listed for sale | $284,900 |
| 2020-02-18 | Pending sale | $284,900 |
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