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300 Stephens Hill Rd, Reed Point, MT, 59069

5beds
3baths
3,076sqft
$3,395,000
$1,104price/sqft
$19,680/moest. monthly cost
$787,200/yrincome needed

About This Home

Rare opportunity to own a true Montana legacy retreat encompassing approximately 960 deeded acres of private panoramic ranch land just outside Reed Point and within convenient reach of Billings and the Bozeman corridor. Positioned atop an elevated homesite with commanding long-range mountain, valley, and meadow views, this exceptional property offers the ideal blend of seclusion, recreation, and comfortable year-round living. Constructed in 2012, the 3,076± square foot residence features 5 bedrooms, 3 bathrooms, a heated attached garage, expansive outdoor decking, and warm lodge-style gathering spaces designed for large family stays or extended retreat use. Offered fully furnished, the home is move-in ready and perfectly suited as a primary residence, seasonal mountain getaway, corporate retreat, hunting headquarters, or multi-generational family compound.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

--
--
Reed Point 7-8Grades 7-88.4 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2012

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area above ground: 3,076

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,076 sqft

Property

Details

  • Parcel number: 0901410

Features

  • Stories: 1

Lot

  • Lot size: 960 Acres

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Wildfire
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters in Sweet Grass County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,166$205,992
Home Insurance $1,329$15,948
Property Taxes $974$11,688
Electricity $211$2,534
Total$19,680$236,160

Income You'd Need if You Spent...

35% on housing$674,742/yr
40% on housing$590,400/yr
45% on housing$524,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 7.9%
7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,104This listing

vs Other Active Listings

Avg $/sqft

ZIP 59069$265
Sweet Grass County$963

vs Homes Sold Last Month

Median $/sqft

ZIP 59069
Sweet Grass County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$3,395,000

For Sale by Agent

AgentClint Schultz
BrokerageColdwell Banker The Brokers

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