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620 3rd St W, Ashland, WI, 54806

9beds
3baths
13,580sqft
$624,900
$46price/sqft
$5,519/moest. monthly cost
$220,760/yrincome needed

About This Home

A former church and convent offers beautifully unique, rich character for your family to treasure. Located on historic Chapple Avenue in the heart of Ashland, this is a property you must see to believe! The lower level has nine rooms and a grand hallway. The main level has a full kitchen, laundry facilities, numerous renovated bathrooms, and multiple showers. Astonishing character, grandeur, elegance, and unique architecture. Jaw-dropping vaulted beamed ceilings, stained glass windows, sparkling chandeliers, rich wood doors, accents, floors, and trim. An interior social hall offers a fireplace and comfortable space to relax. What a great opportunity to make this your home! Only blocks away from the beaches of Lake Superior you'll love being just steps away from coffee shops, restaurants, quaint retail businesses, the library, and much more. Spacious off street parking. Seller will finance for qualified buyer. The seller will also consider an exchange or trade.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
85
BikeVery Bikeable

Schools

3/10
2/10
Ashland Middle SchoolGrades 6-80.7 mi
3/10
Ashland High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt Shingle
  • Construction materials: Brick,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 3
  • 1/2 bathrooms: 2
  • 1/4 bathrooms: 3
  • Main level bedrooms: 1

Features

  • Window features: Vinyl Windows,Wood Frames
  • Finished area below ground: 7,080
  • Finished area above ground: 6,500

Heating

  • Heating features: Baseboard,Boiler

Interior Area

  • Total interior livable area: 13,580 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 201007740000
  • Zoning description: Other
  • Foundation area: 2460

Lot

  • Lot size: 0.66 Acres
  • Features: Level
  • Lot size dimensions: 150 x 175

Parking

  • Parking features: Common,Asphalt,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$408$4,896
Property Taxes $676$8,112
Electricity $1,276$15,313
Total$5,519$66,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,222/yr
40% on housing$165,570/yr
45% on housing$147,173/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$46This listing

vs Other Active Listings

Avg $/sqft

ZIP 54806$185
Ashland County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 54806
Ashland County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$624,900
2026-07-17Listed for sale$649,900
2026-07-10Listing removed$349,900
2026-05-14Listed for sale$349,900
2020-09-11Sold$230,000

For Sale by Agent

AgentAnthony I Jennings
BrokerageAnthony Jennings & Crew Real Estate LLC

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