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4454 Cottageville Hwy, Cottageville, SC, 29474

2beds
2baths
1,364sqft
$425,000
$312price/sqft
$3,194/moest. monthly cost
$127,760/yrincome needed

About This Home

Welcome to your little slice of country heaven. Situated on 6.31 acres, and lovingly referred to as ''The Refuge,'' this 110-year-old bungalow has remained in the same family for over a century. A stunning 300-year-old oak tree sits on the front lawn and glows in uplighting every evening. The front of the property includes a huge field, perfect for storing any ''toys'' while the back is fully wooded, enhancing its privacy. The home itself has been completely renovated and maintained with the highest level of care. Updates include roof replacement (2020), PEX plumbing (2019), updated 200-amp service panel (2019), new septic and drain fields (2019), tankless hot water heater (2019), and energy efficient windows (2019). An attached two-car garage plus a metal shed and block shed providegreat spaces for storage, workshops, or parking. The all brick home offers a quaint front porch where you'll enjoy sitting on rocking chairs with your morning cup of coffee. Inside, the original hardwood floors have been refinished and extend throughout the living areas and bedrooms. The stately brick fireplace has been converted to gas so you can enjoy it on a chilly evening without the mess. The dining area is enhanced by original bead board and plantation shutters dress every window. The renovated kitchen is where modern meets historic, featuring custom white cabinetry, quartz countertops, stainless steel appliances with included refrigerator, subway tile backsplash, and shiplap walls. A sitting area/office and two bedrooms sit behind a custom barn door. The full bath offers wood-look tile floors, a double sink vanity, tub/shower unit with tiled walls, and shiplap accents. The spacious laundry room includes the washer & dryer and built-in storage cabinets and there is a half bath for guests with custom finishes. This incredible property offers the desirable backdrop of a quiet country retreat but is only ten to fifteen minutes from everyday essentials, including grocery stores and the local hospital. A truly one-of-a-kind opportunity, don't let this beautiful sanctuary get away!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
2/10
Colleton County MiddleGrades 6-83.4 mi
2/10

Construction

Condition

  • Year built: 1914

Materials

  • Foundation: Crawl Space
  • Roof: Architectural
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling - Smooth,Garden Tub/Shower,Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,364
  • Total interior livable area: 1,364 sqft

Property

Details

  • Parcel number: 1490000008000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Lawn Well,Rain Gutters,Lighting

Lot

  • Lot size: 6.31 Acres
  • Features: 5 - 10 Acres,Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached,Other,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Earthquake
Lightning
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Tornado
Wildfire

FEMA Declared Disasters in Colleton County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$312$3,744
Property Taxes $529$6,348
Electricity $204$2,449
Total$3,194$38,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,508/yr
40% on housing$95,820/yr
45% on housing$85,173/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 29474$515
Colleton County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 29474
Colleton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$425,000

For Sale by Agent

AgentLindsey Martin
BrokerageCarolina Elite Real Estate

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