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199 Scholar Dr, Spring Lake, NC, 28390

6beds
4baths
3,161sqft
$539,900
$171price/sqft
$3,889/moest. monthly cost
$155,560/yrincome needed

About This Home

Welcome home to this better than new 6-bedroom, 4-bathroom home in the gated Anderson Creek Club community! Built in 2022, this meticulously maintained and thoughtfully updated home offers the space, layout, and condition you are looking for without the wait of new construction. With major appliances included and key upgrades already completed, this home is truly move-in ready from day one. Designed with flexibility in mind, the six true bedrooms provide endless options for multi-generational living, guest space, home offices, hobbies, or larger households needing room to spread out without compromise. The first floor features an open-concept layout with a spacious kitchen complete with a large island and eat-in dining area that flows seamlessly into the vaulted family room with a gas fireplace, creating a bright and inviting main living space. The primary suite is conveniently located on the main level and features a beautifully tiled shower, a generous closet, and a well-designed layout for comfort and privacy. An additional first-floor bedroom and full bathroom provide an ideal setup for guests. Upstairs, you will find four additional bedrooms, including a private suite with its own bathroom that can serve as a second primary or guest retreat, along with another full bathroom to support the remaining bedrooms. All bedrooms offer ample closet space with wooden shelving for easy storage. Additional highlights include a dedicated garage outlet for Level 2 EV charging, in-ground programmable irrigation system, MyQ Smart Garage Doors, fiber optic internet, and thoughtful outdoor improvements already in place: Enjoy outdoor living on the screened porch, which opens onto a grilling deck and fully fenced backyard—perfect for pets, play, or entertaining. Conveniently located just across from the community fitness center and lap pool, with easy access to neighborhood amenities and a nearby school bus stop, this home offers everyday convenience for busy households. With its like-new condition, versatile 6-bedroom layout, included appliances, and thoughtful upgrades, this home is truly unique. POA dues include fiber optic internet, multiple pools, fitness centers, tennis courts, pickleball, 24/7 security and more

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Overhills ElementaryGrades PK-52.4 mi
7/10
Western Harnett MiddleGrades 6-83.9 mi
3/10
Overhills High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2022

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Entrance Foyer,Eat-in Kitchen,Kitchen Island,Kitchen/Dining Combo,Primary Downstairs,Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,161 sqft

Property

Details

  • Parcel number: 0505872115.000
  • Zoning description: RA-20 - Residential Agricultural
  • Special condition: None
  • Exclusions: All personal property,curtains

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch,Screened
  • Exterior features: Deck,Fence,Sprinkler/Irrigation,Playground,Porch,Tennis Court(s)
  • Fencing: Back Yard
  • Topography of land: Cleared
  • Living area range: 3001-3500

Lot

  • Lot size: 9,147 sqft
  • Features: < 1/4 Acre,Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$326$3,912
Property Taxes $539$6,468
Electricity $294$3,532
Total$3,889$46,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,337/yr
40% on housing$116,670/yr
45% on housing$103,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 28390$139
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 28390$148
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$549,900
2022-07-06Sold$490,000
2022-02-27Pending sale$490,000
2022-02-26Listed for sale$490,000

For Sale by Agent

AgentKATE GARTH
BrokerageAC REALTY

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