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7840 State Highway 12, Ackerman, MS, 39735

4beds
4baths
3,793sqft
$585,000
$154price/sqft
$4,148/moest. monthly cost
$165,920/yrincome needed

About This Home

Rare 3,793 sq ft custom-built home on 10 acres featuring a private pond with gazebo (water & electric), in-ground pool with outdoor kitchen, and a built-in safe room. Spacious 4 bed 3.5 baths inside plus a full bath by the pool. Cedar-lined closets and thoughtful custom details throughout. New roof and pool liner in fall of 2025. Come enjoy this peaceful setting just outside Ackerman and one of Choctaw County's most unique properties.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
4/10
Ackerman High SchoolGrades 7-121.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Architectural
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dishwasher,Cooking Unit Details,Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,793
  • Total interior livable area: 3,793 sqft

Property

Details

  • Parcel number: 07900300007000

Features

  • Pool features: In Ground
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 10.30 Acres
  • Lot size dimensions: 10.3 +/- acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Drought
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Choctaw County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$643$7,716
Property Taxes $195$2,340
Electricity $352$4,232
Total$4,148$49,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,217/yr
40% on housing$124,440/yr
45% on housing$110,613/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 15.7%
15.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 39735$132
Choctaw County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 39735
Choctaw County$64

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$599,000
2017-08-08Sold--

For Sale by Agent

AgentAMANDA JEWELL
BrokerageERA TOWN & CAMPUS REALTY

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