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42610 305th Pl, Aitkin, MN, 56431

1beds
1baths
352sqft
$199,000
$565price/sqft
$1,362/moest. monthly cost
$54,480/yrincome needed

About This Home

You'll love this quiet little get away with 100' of level sandy shoreline on Fleming Lake. This property has a meticulously maintained 1+ bedroom Park Model home that is ready to be enjoyed. From the lakeside deck that overlooks the large yard to the awesome Southern exposure to the lake, this is a property that has room for the whole gang to enjoy. The cabin has 1 bedroom plus a portion of the Living room has a divider to make a private guest bedroom. The property even has a nice compliant Out House for over flow guests or when the kids are outside swimming and playing in the yard, they don't have to keep going in and out to use the bathroom ;) Fleming Lake is known for its great year round panfishing (even a few walleye's). Fleming is also located only a stones throw from other great fishing/recreational lakes like Gun Lake, Wilkins Lake and others. In fact Fleming is creek fed from sought after Wilkins Lake, unfortunately it is not boat accessible between the two, but that doesn't stop the Walleye's from venturing back and forth. Nestled in the heart of the lakes area you will be close to local bars, atv and snowmobile trails, public lands, other lakes, Minnesota National Golf and so much more! This is a great opportunity to get into a turn key cabin that is ready to enjoy. A great lot to use the way it is for now and build when you are ready down the road.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
Aitkin Secondary SchoolGrades 7-1212.2 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Asphalt,Pitched

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 352

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 352
  • Total interior livable area: 352 sqft

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 081081400
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 352

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Composite Decking,Deck,Rear Porch
  • Has view: Yes
  • View description: Panoramic,South
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Sand)
  • Frontage length: Water Frontage: 100
  • Topography of land: High Ground,Level

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 100 x 203 x 80 x 235

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Drought
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Aitkin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$100$1,200
Property Taxes $86$1,032
Electricity $170$2,050
Total$1,362$16,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,697/yr
40% on housing$40,860/yr
45% on housing$36,320/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$565This listing

vs Other Active Listings

Avg $/sqft

ZIP 56431$225
Aitkin County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 56431
Aitkin County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$199,000

For Sale by Agent

AgentShawn Hoover
BrokerageAspen Realty

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