




651 Spunky Ridge Rd, Meredosia, IL, 62665
About This Home
This 240.5A± acre property is located in northwestern Morgan County and offers a combination of productive farmland, pasture, timber, hay land, and improvements. FSA shows 189A± cropland acres, but the current owners have approximately 137 acres in row crop production, 78A± acres in hay and pasture, and 18A± acres of timber. Recent soil tests are available upon request. The pasture and much of the crop ground are fenced and managed to support an estimated 40 to 50 cow/calf pairs. In addition to grazing, the pasture and hay land acreage produces approximately 100 round bales of hay annually. The fencing and established forage provide infrastructure for ongoing livestock operations. There is also an open front shed with a concrete floor for finishing cattle and a dry lot for calving or additional finishers. The farm includes approximately 15,000 bushels of grain storage capacity, offering on-site storage for harvested crops. Several pole barns provide more than 14,000 square feet of covered storage, suitable for equipment, machinery, and agricultural supplies. These structures support a variety of farming and operational needs. A rental house on the property provides an additional income source. There are multiple build sites on this land if someone wanted to build a new country home. City water and electric service are available on site, supporting both residential and agricultural uses. The 18A± acres of timber and two creeks add habitat diversity and recreational opportunities. The timber flows through the creek bottom on both the north and south parts of the farm, and a constant flow of deer can be seen in the mornings and evenings coming to the surrounding ag fields. This Morgan County property lies in an area where not much land ever comes to market. In addition, this property offers a blend of row crop production, livestock potential, storage infrastructure, rental income, and recreational ground in one contiguous tract. Call Joe Cebuhar today for a private tour!
Getting Around
Schools
Construction
Type & Style
- Home type: SingleFamily
- Property subType: Other
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
Interior Area
- Total structure area: 1,100
- Total interior livable area: 1,100 sqft
Property
Details
- Parcel number: 0229200001
Features
- Fencing: Fenced
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Drought
- Heat Wave
- Inland Flooding
- Earthquake
- Hail
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,289 | $171,468 |
| Home Insurance * | $4,268 | $51,216 |
| Property Taxes | $4,003 | $48,036 |
| Electricity | $130 | $1,569 |
| Total | $22,690 | $272,280 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-06 | Listed for sale | $2,825,875 |
