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606 State Highway 412, Prewitt, NM, 87045

2beds
1baths
2,471sqft
$765,000
$310price/sqft
$7,058/moest. monthly cost
$282,320/yrincome needed

About This Home

Situated 6 miles South of I-40 on Highway 412 right before the entrance to the Bluewater Lake State Park, Stoneridge area. This historic log and timber home has a gorgeous panoramic view of the surrounding Zuni mountains with a passive solar sunroom to grow a beautiful indoor garden or to lounge and read a good book. The interior of the home has log ceilings throughout, oak, travertine and concrete flooring, 2 spacious bedrooms with custom built closets, a large spa-like bathroom with separate toilet area, a travertine shower, hand-pounded copper sink, and a jetted, heated soaking tub. The home boasts 4 fireplaces; a wood-burning fireplace in the front room/office provides a cozy retreat for writing and reading, a gas fireplace in the kitchen for warmth and ambiance, a gas fireplace in the bathroom gives a cozy warmth during your shower or soak, and a large gas fireplace in the great room is built from reclaimed timbers from the home renovation and is a dramatic centerpiece for this amazing room with 16 foot log ceiling. The eat-in kitchen has ample room for a large dining table and features a large copper farmhouse sink surrounded by travertine tile with a built-in, 5 burner gas stovetop, a wood island that has a hand-pounded copper prep sink, plenty of cabinets for kitchen storage, a built-in oven and microwave, a dedicated coffee/tea station, and a laundry facility with large folding area. There is a covered back porch with views of the garden area. The French doors in the kitchen lead to a side porch perfect for grilling and family fun that overlooks the fully-fenced outside areas that have graveled walkways, several outbuildings for storage, one divided outbuilding is 360 sq. ft. perfect for horses, dogs, chickens or other farm animals, a private well, a large garage/shop, a 20'x18' carport, and mature grape vines, apple trees, herb garden, and other landscaped areas for endless opportunities to plant or create outside recreational areas. The area West of the primary residence is fenced separate from the primary residence area. This area has 6 full hook-up RV sites, 2 fully furnished 1-bedroom cabins, a shower house, garage, multiple horse corrals, A-frame residence (under renovation), private well, a large building that is currently configured as a bookstore with a commercial kitchen that can easily be converted back into a cozy 1-bedroom, 1-bath home, and plenty of space inside the circular driveway for grilling and outdoor activities. Two areas across Hwy 412, South of the primary residence ensure the panoramic view of the Zuni mountains and Bluewater Lake State Park land.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
3/10
4/10
Grants High SchoolGrades 9-1218.1 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Metal

Type & Style

  • Home type: Unknown

Interior

Appliances

  • Appliances included: Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Concrete,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Electric,Propane / Butane,Wood / Pellet
  • Cooling features: Other

Interior Area

  • Total interior livable area: 2,471 sqft

Property

Details

  • Parcel number: 2069073490015

Features

  • Exterior features: Stucco,Wood
  • Has view: Yes
  • View description: Park,Mountain

Lot

  • Lot size: 2.75 Acres

Parking

  • Parking features: Carport,Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Wildfire
Winter Weather
Landslide

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,868$46,416
Home Insurance *$1,479$17,748
Property Taxes $1,536$18,432
Electricity $175$2,108
Total$7,058$84,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,988/yr
40% on housing$211,740/yr
45% on housing$188,213/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 87045$53
McKinley County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 87045$75
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-12Listed for sale$765,000

For Sale by Owner

AgentKiersten Jacoby

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