31 Bluff Rd, Thoreau, NM, 87323
About This Home
HUGE price reduction to live by Bluewater Lake! Looking for your peace and quiet? This quaint A-Frame with all utilities needed on 5.07 acres offers just that. Nestled in Seewald Estates on the Thoreau side of Bluewater Lake State Park, you’ll enjoy lake views and endless natural beauty. The cozy living room features large windows that fill the space with natural light, while a wood stove and electric wall heater provide warmth year-round. The rustic kitchen is open and equipped with everything needed for full-time living. The main level includes a bathroom with a linen closet for extra storage. Upstairs, the loft bedroom showcases more incredible views and opens to a private deck—perfect for soaking in the serenity. Just minutes from town, yet surrounded by nature, this property is the ideal retreat. Don’t miss your chance to live by the lake—schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1979
Materials
- Roof: Propanel
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Free-Standing Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Electric,Wood Stove
Interior Area
- Total structure area: 950
- Total interior livable area: 950 sqft
Property
Details
- Parcel number: R207279
Lot
- Lot size: 5.07 Acres
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in McKinley County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $118 | $1,416 |
| Property Taxes | $40 | $480 |
| Electricity | $148 | $1,780 |
| Total | $1,013 | $12,156 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-26 | Price change | $145,000 |
| 2025-10-12 | Price change | $185,000 |
| 2025-09-24 | Listed for sale | $189,000 |
| 2023-10-10 | Sold | -- |
| 2023-08-30 | Pending sale | $140,000 |
| 2023-07-30 | Price change | $140,000 |
| 2023-06-27 | Listed for sale | $150,000 |
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