56 Pine Tree Rd, Ramah, NM, 87321
About This Home
Immaculately maintained mountain getaway, complete with a guest house and an oversized garage. Surrounded by towering ponderosa pines, this charming 1-bedroom, 1-bath 816sf home features beautiful wood parquet floors, a cozy wood stove, and a picture window in the living room framing the colorful cliffs of Cibola National Forest. Relax on the long covered front porch and enjoy spectacular sunsets and Dark Sky nights. Bonus: a spacious 480 sq. ft. guest house with a garden tub, covered porch, and equally stunning views, perfect for guests, a studio, or home office. Oversized 600sf garage and a carport adjacent to the guest house for plenty of parking. Excellent well, Fire/EMT less than 2 miles away, roads maintained yr-round, HOA is only $300/yr. Your high desert retreat awaits!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2005
Materials
- Foundation: Block,Pillar/Post/Pier
- Roof: Metal,Pitched
- Construction materials: Frame,Wood Siding,Rock
Other
- Builder name: Owner
Type & Style
- Home type: SingleFamily
- Architectural style: Custom,Mountain
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Gas Range,Disposal,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Propane Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 120
Features
- Attic,High Speed Internet,Country Kitchen,Main Level Primary,Shower Only,Separate Shower
- Window features: Double Pane Windows,Insulated Windows,Metal,Sliding,Vinyl
- Flooring: Carpet Free,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Free Standing,Wood Burning Stove
- Fireplace: Yes
Heating
- Heating features: Wood Stove,Wall Furnace
Interior Area
- Total structure area: 816
- Total interior livable area: 816 sqft
Kitchen
- Level: Main
- Area: 108
Living Room
- Level: Main
- Area: 222
Primary Bedroom
- Level: Main
- Area: 138
Property
Details
- Parcel number: 2091065515418
- Zoning: Out of MLS Area
- Zoning description: R-1
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio
- Exterior features: Skirting,Smart Camera(s)/Recording,Propane Tank - Leased
- Has view: Yes
- Horses can be raised: Yes
Lot
- Lot size: 5.03 Acres
- Features: Garden,Lawn,Landscaped,Many Trees,Views,Wooded
Parking
- Total spaces: 2
- Parking features: Detached,Garage,Oversized,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Landslide
- Lightning
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in McKinley County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $147 | $1,764 |
| Property Taxes | $94 | $1,128 |
| Electricity | $148 | $1,780 |
| Total | $2,032 | $24,384 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-03 | Listed for sale | $325,000 |
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