160 Black Bear Rd, Ramah, NM, 87321
About This Home
Fabulous 5+ acre horse property bordering the Cibola Nat'l Forest with your own direct private access! Gorgeous southwest pueblo style home with amazing decks for relaxing or entertaining outside located in the highly desirable Timberlake Ranch mountain community. Wonderful outdoor spaces here with numerous outbuildings including 400 sq ft horse barn with corral and huge 4 bay pole barn carport for your toys. And 3 full RV hookups for all your friends & family who you just know are going to want to come visit you! High speed internet available and whole house back up propane generator by Generac so you're never in the dark unless you want to be. Plus you'll enjoy private Ramah Lake access, HOA maintained roads, and abundant wildlife incl deer & elk often roaming right thru your property.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 2010
Materials
- Roof: Flat,Membrane,Rubber
- Construction materials: Frame,Stucco
Other
- Builder name: Owner
Type & Style
- Home type: SingleFamily
- Architectural style: Northern New Mexico,Pueblo
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Free-Standing Electric Range,Microwave,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Ceiling Fan(s),Great Room,High Speed Internet,Kitchen Island,Tub Shower
- Window features: Clad,Double Pane Windows,Insulated Windows,Metal
- Flooring: Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Pellet Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Pellet Stove
- Cooling features: None
Interior Area
- Total structure area: 1,537
- Total interior livable area: 1,537 sqft
Kitchen
- Level: Main
- Area: 120
Living Room
- Level: Main
- Area: 310
Primary Bedroom
- Level: Main
- Area: 172.5
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2092066346477
- Zoning: Out of MLS Area
- Zoning description: R-1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Open,Patio
- Exterior features: Deck,Private Yard,RV Hookup
- Fencing: Cross Fenced
- Has view: Yes
- Horses can be raised: Yes
Lot
- Lot size: 5.22 Acres
- Features: Meadow,Views,Wooded
Parking
- Total spaces: 8
- Parking features: Attached,Finished Garage,Garage,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 8
- Carport: Yes
- Carport spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Landslide
- Lightning
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in McKinley County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $109 | $1,308 |
| Electricity | $148 | $1,780 |
| Total | $2,323 | $27,876 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Price change | $399,000 |
| 2025-10-08 | Price change | $425,000 |
| 2025-08-26 | Price change | $475,000 |
| 2025-06-25 | Price change | $499,000 |
| 2025-05-08 | Listed for sale | $525,000 |
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