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711 S Navajo Dr, Gallup, NM, 87301

3beds
2baths
1,623sqft
$350,000
$216price/sqft
$2,217/moest. monthly cost
$88,680/yrincome needed

About This Home

Welcome to this beautifully updated property located on Navajo Drive in Gallup, NM. This home offers exceptional modern improvements throughout, making it truly move-in ready and built for long-term peace of mind. Recent upgrades include brand new plumbing and a full sewer line replacement from the street to the home, along with completely updated electrical system, ensuring safety, efficiency, and reliability. The kitchen features a new range with air fryer oven, almost new refrigerator with ice maker, soft drink cooler, and new cabinets, combining modern convenience with everyday functionality. The home also includes new windows throughout, enhancing comfort and energy efficiency. A rare bonus, this property includes an extra side lot that is build-ready, offering the opportunity to construct up to a 1,000 sq. ft. additional structure-ideal for a guest home, workshop, or investment expansion. With extensive upgrades already completed and additional land included, this property delivers both immediate livability and long-term potential in a desirable Gallup location. Call Arlinda Silago @ 505-737-2680.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
Lincoln Elementary SchoolGrades PK-51.2 mi
7/10
Gallup Middle SchoolGrades 6-80.3 mi
4/10
Gallup High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Pitched
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic,Ceiling Fan(s),Fireplace,Pantry,Walk-In Closet(s)
  • Flooring: Hardwood,Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Refrigerated

Interior Area

  • Total structure area: 1,623
  • Total interior livable area: 1,623 sqft

Property

Details

  • Parcel number: 2105088145070

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: RV Hookup,Covered
  • Fencing: Cross Fenced
  • Topography of land: Cross Fenced, Wire

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Winter Weather

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$198$2,376
Property Taxes $102$1,224
Electricity $148$1,780
Total$2,217$26,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,011/yr
40% on housing$66,510/yr
45% on housing$59,120/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 87301$118
McKinley County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 87301$133
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$311,000
2026-06-12Listed for sale$350,000

For Sale by Agent

AgentArlinda Silago
BrokerageKeller Williams Realty Gallup Living

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