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3705 Magnolia Ct, Denison, TX, 75020

5beds
4baths
3,317sqft
$540,000
$163price/sqft
$4,520/moest. monthly cost
$180,800/yrincome needed

About This Home

Tucked away at the end of a quiet cul-de-sac, this expansive retreat invites you to slow down, spread out, and truly enjoy the rhythm of North Texas living.With over 3,300 square feet of thoughtfully designed space, this five-bedroom, four-bath home offers the flexibility to live, work, and entertain with ease. From the moment you arrive, the generous one-third acre lot sets the tone, plenty of room for outdoor gatherings, gardening, or simply unwinding under wide Texas skies. Inside, spacious living areas flow effortlessly, creating an inviting atmosphere for everything from cozy evenings to lively get-togethers. Located in Denison, this property places you at the heart of a community known for its charm, history, and access to incredible outdoor recreation. Just minutes away, you’ll find an abundance of parks and green spaces that make it easy to stay active and connected to nature. Spend weekends exploring the scenic trails at Waterloo Park, enjoying a peaceful afternoon at Forest Park, or heading out to Munson Park for its walking paths, playgrounds, and serene surroundings. Eisenhower State Park and Lake Texoma are also within close reach, offering boating, fishing, hiking, and breathtaking sunset views. Denison’s revitalized downtown adds even more appeal, with local dining, boutiques, and seasonal events that bring the community together year-round. Whether it’s a morning walk through a nearby park, an afternoon on the lake, or an evening out close to home, this location supports a lifestyle that balances relaxation and activity. This is more than just a home, it’s a place where space, comfort, and the best of Denison living come together

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
5/10
Henry Scott MiddleGrades 7-82.8 mi
5/10
Denison High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Gas Water Heater,Tankless Water Heater
  • Laundry features: Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,317 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 393912
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Wood

Lot

  • Lot size: 0.30 Acres
  • Features: Back Yard,Cul-De-Sac,Lawn,Landscaped,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$577$6,924
Property Taxes $849$10,188
Electricity $364$4,370
Total$4,520$54,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,971/yr
40% on housing$135,600/yr
45% on housing$120,533/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 75020$117
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75020$156
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$585,000
2026-03-26Listing removed$610,000
2025-10-10Price change$610,000
2025-08-12Price change$625,000
2025-05-15Price change$638,000
2025-04-18Price change$648,000
2021-02-13Pending sale$419,000
2021-02-03Listed for sale$419,000

For Sale by Agent

AgentAmanda Phillips
BrokerageReal Broker, LLC

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