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102 Sargent Street, Winter Harbor, ME, 04693

1beds
1baths
630sqft
$399,000
$633price/sqft
$3,064/moest. monthly cost
$122,560/yrincome needed

About This Home

Charming year-round waterfront home near the marina in the quaint town of Winter Harbor. This recently renovated 1-bedroom home features beautiful custom handmade cabinetry, along with a new roof and siding for peace of mind. Enjoy stunning waterfront views right from your lawn, where you can imagine watching the lobster boats drift through the bay. A cozy coastal retreat in a beautiful Downeast setting.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
Peninsula SchoolGrades PK-52.6 mi
2/10
Sumner Middle SchoolGrades 6-89.3 mi
4/10

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Refrigerator,Wall Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Doghouse,Exterior Entry,Partial

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1st Floor Bedroom,One-Floor Living
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 630

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 630
  • Total interior livable area: 630 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: WNHRM016L15
  • Zoning: Residential

Features

  • Has view: Yes
  • View description: Scenic
  • On waterfront: Yes
  • Waterbody name: Henry's Cove
  • Frontage length: Waterfrontage: 33,Waterfrontage Owned: 33

Lot

  • Lot size: 0.25 Acres
  • Features: Near Golf Course,Neighborhood,Open Lot

Parking

  • Parking features: Gravel,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Lightning
Winter Weather
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $253$3,036
Property Taxes $550$6,600
Electricity $244$2,930
Total$3,064$36,768

Income You'd Need if You Spent...

35% on housing$105,051/yr
40% on housing$91,920/yr
45% on housing$81,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$633This listing

vs Other Active Listings

Avg $/sqft

ZIP 04693$163
Hancock County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 04693
Hancock County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$499,000
2024-11-01Listing removed$399,000
2024-09-09Listed for sale$399,000
2024-08-25Listing removed--
2024-03-21Listed for sale$449,000

For Sale by Agent

BrokerageNextHome Experience

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