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14619 Cheshire Way, Dayton, MN, 55327

2beds
2baths
1,892sqft
$512,500
$271price/sqft
$3,430/moest. monthly cost
$137,200/yrincome needed

About This Home

One level living at its finest, this nearly new home, loaded with over 70k in upgrades from M/I Homes Willow 2 base model, offers a great alternative to new construction. Move-in ready with quick close possible, you can avoid the wait and dust of new construction in the well established community of River Hills. Open, bright and spacious, the Willow 2 features luxury vinyl plank flooring, custom cabinets and range hood, large center island, quartz countertops, cooktop stove and double wall ovens, corner walk-in pantry and custom tile backsplash. The luxurious owners' suite is accented by a beautiful box vault ceiling. The ensuite is graced by ceramic tile flooring, delightful custom walk-in shower, massive walk-in closet and dual sink vanity with quartz countertop. Off the main hallway, french doors lead to the perfect den/office space that could function as a third bedroom. Relax on your covered rear patio and gaze out onto the a lovely back yard. The 2.5 stall garage is upgraded with epoxy floors and offers ample space for storage, toys, or hobby equipment.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 2

Property

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Asphalt,Garage,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,591$31,092
Home Insurance *$200$2,400
Property Taxes $469$5,628
Electricity $170$2,050
Total$3,430$41,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,600/yr
40% on housing$102,900/yr
45% on housing$91,466/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 55327$191
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55327$210
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJames W O'leary
BrokerageKeller Williams Classic Rlty NW

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