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173 County Road 3465, Clifton, TX, 76634

3beds
2baths
1,846sqft
$549,900
$298price/sqft
$3,798/moest. monthly cost
$151,920/yrincome needed

About This Home

173 County Road 3465 in Clifton, Texas delivers peaceful country living on 10 fully fenced acres in the heart of Bosque County. This 3 bedroom, 2 bath home is surrounded by open space, mature trees, and scenic Texas countryside, creating the kind of setting buyers are searching for when looking to escape the pace of city life. Inside, the home has a comfortable and welcoming layout designed for everyday living, with spacious bedrooms, practical living spaces, and a cozy country feel throughout. The home blends functionality and charm, making it ideal for those wanting a full-time residence, weekend retreat, or a place to enjoy a slower pace surrounded by nature and open land. The acreage is set up for rural living with a barn, fenced poultry area, detached two-car workshop and fenced pasture ready for horses or livestock. Whether you're enjoying quiet mornings on the property, caring for animals, or simply taking in the peaceful surroundings, this Clifton property provides the freedom and flexibility that make country living so appealing. Conveniently located near Clifton, Lake Whitney, and within driving distance of Waco, this Bosque County acreage combines privacy, usability, and the true charm of rural Central Texas living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Clifton Elementary SchoolGrades PK-513.4 mi
7/10
Clifton Middle SchoolGrades 6-813.3 mi
6/10
Clifton High SchoolGrades 9-1213.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1968

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding,Steel Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Detached,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven
  • Laundry features: Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Double Vanity,Cable TV,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,846 sqft

Living Room

  • Level: First
  • Dimensions: 23 x 12

Master Bedroom

  • Level: First
  • Dimensions: 20 x 12

Property

Details

  • Parcel number: R27899

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Rain Gutters,Storage
  • Fencing: Barbed Wire,Pipe
  • Residential vegetation: Partially Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 10 Acres
  • Features: Acreage,Cleared

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Wildfire
Drought
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$769$9,228
Property Taxes $11$132
Electricity $238$2,859
Total$3,798$45,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,217/yr
40% on housing$113,940/yr
45% on housing$101,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 76634$176
Bosque County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 76634
Bosque County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$489,000
2026-05-27Listed for sale$549,900
2021-07-29Sold--
2021-07-18Pending sale$397,300
2021-06-25Listed for sale$397,300

For Sale by Agent

AgentGlenda Hall
BrokerageUCRE Heart of Texas Land & Hom

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